Real Estate Investing in Port Byron, Illinois (61275)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Rock Island County • Population: 4,226 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 61275 (Port Byron, IL)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (72/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 29.8 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Port Byron, IL (61275)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $318,396
Avg Monthly Rent $891
1% Rule ✗ Does Not Meet
Median Income $93,077
% Renters 15.2%

Market Analysis: 61275 Port Byron

Meanwhile, ZIP 61275 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $318K median. It rewards specialists, not generalists.

Rent of $891/mo on a $318K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 61275 sits below the stated 0.0% once reality is priced in.

Within IL, ZIP 61275 trails on several market indicators that neighboring Rock Island County submarkets outperform. The gap is real and substantial enough to shape underwriting.

Resident income in 61275 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Experienced landlords with local relationships tend to find 61275 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Port Byron:

B Good
Buy Confidence Score: 72/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.4× the median income
Value Trend
Rising (+11.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $891/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 61275

Which property type performs best in this market?

Best for Cash Flow
2BR
3.6% cap rate
Best for Appreciation
4BR
+6.6% 5yr CAGR
Best Overall Value
3BR
$88,038/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $195,530 $990 3.6% +6.5% $97,765
3BR $264,115 $1,300 3.5% +6.3% $88,038
4BR $391,358 $1,580 2.9% +6.6% $97,839

Market Trends

Home Value History (with trend line)

$330K$296K$262K$228K$194K$160KJul 2006Jul 2016Jul 2026

📊 How Does 61275 Compare?

Metric 61275 Port Byron Illinois
Home Value $318,396 $318,396 $279,761
5-Year CAGR 5.4% 5.4% 6.6%
Avg Rent $891 $891 -
Cap Rate 2.2% 2.2% -
💡 Why Invest in 61275? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 61275 (Port Byron, IL). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 61275 (Port Byron, IL)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
2.2%
Low
5yr Growth
+5.4%
Moderate

📊 Market Snapshot

Home Value $318,396
Monthly Rent $891
Price-to-Rent 29.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.4%
Cap Rate 2.2%
5-Year IRR 7.6%

📈 Home Appreciation

1-Year +11.1% ▲
3-Year CAGR +5.3% ▲
5-Year CAGR +5.4% ▲
10-Year CAGR +4.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.2%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.4%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 61275

Population: 4,226

💰 Median Household Income
$93,077
This area
$93,077
State
$75,721
USA
$74,580
🏠 Renter Occupied
15.2%
This area
15.2%
State
22.2%
USA
34.0%
💼 Unemployment Rate
3.5%
This area
3.5%
State
-3.3%
USA
3.7%
🎓 College Educated
32.3%
This area
32.3%
State
16.4%
USA
33.7%
👤 Median Age
46.6 years
This area
46.6 years
State
32.6 years
USA
38.9 years
🏚️ Vacancy Rate
4.2%
This area
4.2%
State
11.6%
USA
10.5%
👥 Population by Ethnicity
White 88.5%
Other/Mixed 9.6%
Hispanic/Latino 5.2%
Black/African American 1.9%
👶 Under 18
22.9%
This area
22.9%
USA
22.0%
👴 65 and Over
20.0%
This area
20.0%
USA
17.3%
📊 Poverty Rate
6.0%
This area
6.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 61275

B+ Avg School Grade
3 Schools
13.4:1 Avg Class Size
$13,755 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Riverdale Elem School

📚 Pre-K – 05 Elementary
👥
515 Students
👨‍🏫
13.6:1 Class Size
💰
$13,755 Per Student
B+ Above Average

Riverdale Sr High School

📚 09 – 12 High School
👥
308 Students
👨‍🏫
12.2:1 Class Size
💰
$13,755 Per Student
B+ Above Average

Riverdale Middle School

📚 06 – 08 Middle
👥
261 Students
👨‍🏫
14.5:1 Class Size
💰
$13,755 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

6 Nearby 265 Off-Campus Students
C
Black Hawk College
3,853 students · 11.5 mi
C
Orion Technical College
73 students · 12.2 mi
C
Capri College-Davenport
142 students · 12.6 mi
D
Ross College-Davenport
40 students · 13.4 mi
C
La James International College-Davenport
123 students · 14.1 mi
C+
Augustana College
2,484 students · 14.7 mi

Frequently Asked Questions

Are homes affordable in Port Byron, IL?

Port Byron, IL median home values land near $318K. That is reasonable territory for investors looking at $891/mo-per-month rentals.

Is it easy to find good tenants in Port Byron, IL?

Tenant demand in Port Byron, IL is solid. The local workforce $891/mo rents across most rental classes.

Is Port Byron, IL a good market for buy-and-hold investors?

Our data puts Port Byron, IL at 3.0/5 for investability. Home prices of $318K and rents around $891/mo create a solid backdrop for investor activity.

Is Port Byron, IL a friendly market for rental owners?

For rental operators, Port Byron, IL rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

Does house hacking make sense in Port Byron, IL?

House hacking works a challenging in Port Byron, IL. Rents of $891/mo against $318K acquisition make the strategy solid for owner-occupants.

You know 61275 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 61275 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 61275 ranks in Davenport-Moline-Rock Island, IA-IL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 61275 (Port Byron)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 61275 (Port Byron, IL).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.