Real Estate Investing in Riverside, Illinois (60546)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Cook County • Population: 16,582 • Data updated: September 2026

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Should you buy in 60546 (Riverside, IL)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (71/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Riverside, IL (60546)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $427,682
Avg Monthly Rent $1,726
1% Rule ✗ Does Not Meet
Median Income $106,967
% Renters 23.5%

Market Analysis: 60546 Riverside

The 60546 ZIP covers a section of Riverside that demands careful diligence. Prices near $428K look accessible, but the work to make a deal cash flow is real.

The 60546 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Within IL, ZIP 60546 trails on several market indicators that neighboring Cook County submarkets outperform. The gap is real and robust enough to shape underwriting.

Demographically, 60546 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Distressed ZIPs reward experience. solid returns are possible in 60546, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Riverside:

B Good
Buy Confidence Score: 71/100
Affordability
15/25
Appreciation
22/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4× the median income
Value Trend
Rising (+9.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,726/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 60546

Which property type performs best in this market?

Best for Cash Flow
2BR
3.8% cap rate
Best for Appreciation
2BR
+6.7% 5yr CAGR
Best Overall Value
3BR
$131,075/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $305,276 $1,600 3.8% +6.7% $152,638
3BR $393,225 $2,060 3.8% +5.7% $131,075
4BR $565,250 $2,380 3.0% +6.1% $141,313
5BR $817,407 +6.4% $163,481

Market Trends

Home Value History (with trend line)

$448K$399K$349K$300K$250K$201KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,890$1,842$1,794$1,746$1,697$1,649Oct 2025Mar 2026Jul 2026

📊 How Does 60546 Compare?

Metric 60546 Riverside Illinois
Home Value $427,682 $427,682 $279,761
5-Year CAGR 5.0% 5.0% 6.6%
Avg Rent $1,726 $1,726 -
Cap Rate 3.2% 3.2% -
💡 Why Invest in 60546? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 60546 (Riverside, IL). Anonymous, moderated, never written by AI.

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Property managers serving Cook County

Manage rentals here? List your business →

American Property Management of Illinois, Inc. (Associa) provides comprehensive HOA and condominium management services in Chicago and surrounding areas. summary from their website

HOA
Unclaimed — is this your business? Claim it free

Blackhawk Realty Management, LLC provides professional property management and real estate services for its multifamily apartment portfolio, founded in 2004. summary from their website

Small multifamily
Unclaimed — is this your business? Claim it free

Buckingham Property Management, Inc. offers apartment rentals and management services. summary from their website

Small multifamily
Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.2%
Low
5yr Growth
+5.0%
Moderate

📊 Market Snapshot

Home Value $427,682
Monthly Rent $1,726
Price-to-Rent 20.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.8%
Cap Rate 3.2%
5-Year IRR 8.2%

📈 Home Appreciation

1-Year +9.1% ▲
3-Year CAGR +6.0% ▲
5-Year CAGR +5.0% ▲
10-Year CAGR +4.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.0%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.0%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 60546

Population: 16,582

💰 Median Household Income
$106,967
This area
$106,967
State
$75,721
USA
$74,580
🏠 Renter Occupied
23.5%
This area
23.5%
State
22.2%
USA
34.0%
💼 Unemployment Rate
2.5%
This area
2.5%
State
-3.3%
USA
3.7%
🎓 College Educated
52.0%
This area
52.0%
State
16.4%
USA
33.7%
👤 Median Age
41.1 years
This area
41.1 years
State
32.6 years
USA
38.9 years
🏚️ Vacancy Rate
6.0%
This area
6.0%
State
11.6%
USA
10.5%
👥 Population by Ethnicity
White 70.1%
Other/Mixed 22.9%
Hispanic/Latino 18.9%
Black/African American 4.6%
Asian 2.3%
👶 Under 18
25.9%
This area
25.9%
USA
22.0%
👴 65 and Over
18.9%
This area
18.9%
USA
17.3%
📊 Poverty Rate
3.6%
This area
3.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 60546

A Avg School Grade
6 Schools
13.5:1 Avg Class Size
$25,211 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Komarek Elem School

📚 Pre-K – 08 School
👥
547 Students
👨‍🏫
12.1:1 Class Size
💰
$52,374 Per Student
A+ Excellent

Blythe Park Elem School

📚 Pre-K – 05 Elementary
👥
213 Students
👨‍🏫
11.7:1 Class Size
💰
$19,472 Per Student
A+ Excellent

Central Elem School

📚 Pre-K – 05 Elementary
👥
369 Students
👨‍🏫
13.4:1 Class Size
💰
$19,472 Per Student
A+ Excellent

L J Hauser Jr High School

📚 06 – 08 Middle
👥
570 Students
👨‍🏫
12.1:1 Class Size
💰
$19,472 Per Student
A Very Good

A F Ames Elem School

📚 Pre-K – 05 Elementary
👥
471 Students
👨‍🏫
15.3:1 Class Size
💰
$19,472 Per Student
B+ Above Average

Riverside Brookfield Twp HS

📚 09 – 12 High School
👥
1,665 Students
👨‍🏫
16.5:1 Class Size
💰
$21,005 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Abraham Lincoln Elem School

📚 K – 05 Elementary
📍 1111 S Grove Ave, Oak Park
👥
576 Students
👨‍🏫
11.6:1 Class Size
💰
$26,135 Per Student
A+ Excellent

Freedom Middle School

📚 06 – 08 Middle
📍 3016 Ridgeland Ave, Berwyn
👥
502 Students
👨‍🏫
10.5:1 Class Size
💰
$20,590 Per Student
A+ Excellent

Heritage Middle School

📚 06 – 08 Middle
📍 6850 31st St, Berwyn
👥
462 Students
👨‍🏫
9.2:1 Class Size
💰
$20,590 Per Student
A+ Excellent

Hiawatha Elem School

📚 Pre-K – 05 Elementary
📍 6539 26th St, Berwyn
👥
377 Students
👨‍🏫
11.6:1 Class Size
💰
$20,590 Per Student
A+ Excellent

Komensky Elem School

📚 Pre-K – 05 Elementary
📍 2515 Cuyler Ave, Berwyn
👥
312 Students
👨‍🏫
10.5:1 Class Size
💰
$20,590 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 124 Off-Campus Students
C+
Bell Mar Beauty College
45 students · 2.9 mi
C
Morton College
3,653 students · 3.2 mi
C
Concordia University-Chicago
5,066 students · 4.2 mi
D
Ms Roberts Academy of Beauty Culture
57 students · 4.4 mi
C
Dominican University
3,424 students · 4.4 mi
C
Lincoln College of Technology-Melrose Park
1,345 students · 4.7 mi
C
HVAC Technical Institute
216 students · 4.9 mi
D
Empire Beauty School-Stone Park
118 students · 5.4 mi

Frequently Asked Questions

What is the investability score for Riverside, IL?

Riverside, IL sits at an investability rating of 3.0/5, with median home values near $428K and average rents around $1,726/mo. That combination puts it in the durable tier for investor interest.

How strong are rents in Riverside, IL?

The typical rental in Riverside, IL commands about $1,726/mo monthly. That rent profile stable cash flow against the $428K purchase basis.

How strict are landlord regulations in Riverside, IL?

Rental owners in Riverside, IL deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

What is the best play in Riverside, IL?

For Riverside, IL, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

Is Riverside, IL good for house hacking?

House hacking in Riverside, IL is a challenging. With home values around $428K and rents at $1,726/mo, owner-occupants can offset a meaningful share of PITI.

You know 60546 now. You don’t know where it ranks.

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How 60546 ranks in Chicago-Naperville-Elgin, IL-IN-WI

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Cash Flow → Appreciation → Affordable → 1% Rule →
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