Real Estate Investing in Big Arm, Montana (59910)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 59910 (Big Arm, MT)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 40.8% of homes vacant — above national norms.
- Elevated poverty: 20.7% poverty rate — can affect rent collection.
- Higher unemployment: 7.3% unemployment — tenant risk signal.
- High price-to-rent: Price-to-rent ratio 55.2 — hard to cash-flow at these prices.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Big Arm, MT (59910)?
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Market Analysis: 59910 Big Arm
The 59910 ZIP in Big Arm, MT is a local-operator market. Outside capital chasing a $917K entry has to pair deep knowledge with the discount.
Distressed markets are won on execution, not on spreadsheets. ZIP 59910 posts the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
Within MT, ZIP 59910 trails on several market indicators that neighboring Lake County submarkets outperform. The gap is real and sturdy enough to shape underwriting.
Put differently, 605 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
The right play in 59910 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Big Arm:
Market Trends
Home Value History (with trend line)
📊 How Does 59910 Compare?
| Metric | 59910 | Big Arm | Montana |
|---|---|---|---|
| Home Value | $917,445 | $896,189 | $457,278 |
| 5-Year CAGR | 5.9% | 6.8% | 9.2% |
| Avg Rent | $1,386 | $1,548 | - |
| Cap Rate | 1.2% | 1.4% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 59910 (Big Arm, MT). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $917,445 |
| Monthly Rent | $1,386 |
| Price-to-Rent | 55.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 1.8% |
| Cap Rate | 1.2% |
| 5-Year IRR | 7.1% |
📈 Home Appreciation
| 1-Year | +2.3% ▲ |
| 3-Year CAGR | +2.8% ▲ |
| 5-Year CAGR | +5.9% ▲ |
| 10-Year CAGR | +7.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 59910
Population: 605
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
What are rental rates like in Big Arm, MT?
Average rent in Big Arm, MT is approximately $1,386/mo per month. Against $917K home values that yields a reasonable rent-to-price ratio.
Is Big Arm, MT a friendly market for rental owners?
For rental operators, Big Arm, MT rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.
What is the typical home price in Big Arm, MT?
Homes in Big Arm, MT typically sell near $917K. Prices have moved at a 0.0% 5-year CAGR, which consistent long-term demand.
What is the best play in Big Arm, MT?
Big Arm, MT investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($917K prices, $1,386/mo rents) make it a reasonable choice.
How strong is the working-renter base in Big Arm, MT?
Tenant demand in Big Arm, MT is solid. The local workforce $1,386/mo rents across most rental classes.
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