Real Estate Investing in Three Forks, Montana (59752)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Gallatin County • Population: 4,982 • Data updated: September 2026

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Should you buy in 59752 (Three Forks, MT)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (40/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 11.9% vacancy may signal weakening demand.
  • High price-to-rent: Price-to-rent ratio 26.9 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Three Forks, MT (59752)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $558,713
Avg Monthly Rent $1,728
1% Rule ✗ Does Not Meet
Median Income $79,788
% Renters 18.0%

Market Analysis: 59752 Three Forks

The 59752 ZIP in Three Forks, MT is a local-operator market. Outside capital chasing a $559K entry has to pair deep knowledge with the discount.

Distressed markets are won on execution, not on spreadsheets. ZIP 59752 sits at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

On balance, 59752 offers a low basis, the region around Three Forks has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Employment concentration in 59752 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Experienced landlords with local relationships tend to find 59752 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Three Forks:

C Below Average
Buy Confidence Score: 55/100
Affordability
5/25
Appreciation
18/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 7× the median income
Value Trend
Stable (+1.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,728/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
Bozeman, MT Metro Area
More inventory, negotiating room for buyers
62 days
Average time to sell
Slow
8.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Bozeman, MT metro data
🏠

Property Strategy for 59752

Which property type performs best in this market?

Best for Cash Flow
4BR
3.4% cap rate
Best for Appreciation
4BR
+8.9% 5yr CAGR
Best Overall Value
4BR
$163,995/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $362,337 $1,540 3.1% +5.9% $362,337
2BR $425,106 $1,920 3.3% +7.9% $212,553
3BR $560,720 $2,640 3.4% +8.3% $186,907
4BR $655,981 $3,140 3.4% +8.9% $163,995

Market Trends

Home Value History (with trend line)

$593K$505K$417K$330K$242K$154KFeb 2009Nov 2017Jul 2026

📊 How Does 59752 Compare?

Metric 59752 Three Forks Bozeman, MT Montana
Home Value $558,713 $538,392 N/A $457,278
5-Year CAGR 3.9% 4.8% N/A 9.2%
Avg Rent $1,728 $1,710 N/A -
Cap Rate 2.4% 2.5% - -
💡 Why Invest in 59752? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 59752 (Three Forks, MT). Anonymous, moderated, never written by AI.

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Property managers serving Gallatin County

Manage rentals here? List your business →

Best Bozeman Property Management, LLC offers vacation rentals, caretaking, and concierge services in the Bozeman, MT area, including properties near Yellowstone National Park and Bridger Ski Area. summary from their website

Short-term rentals
Unclaimed — is this your business? Claim it free

H3 Property Management offers full-service property management in Bozeman, providing expertise for property owners and helping tenants find rentals. summary from their website

Unclaimed — is this your business? Claim it free

Real Property Management Bozeman provides property management services in Bozeman, MT. summary from their website

Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.4%
Low
5yr Growth
+3.9%
Moderate

📉 Market Crash Risk Index

Based on Bozeman, MT metro

4/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
65%
Days Pending
2/2
62 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $558,713
Monthly Rent $1,728
Price-to-Rent 26.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.7%
Cap Rate 2.4%
5-Year IRR 6.4%

📈 Home Appreciation

1-Year +1.9% ▲
3-Year CAGR +2.4% ▲
5-Year CAGR +3.9% ▲
10-Year CAGR +8.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
11.9%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.9%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 59752

Population: 4,982

💰 Median Household Income
$79,788
This area
$79,788
State
$64,023
USA
$74,580
🏠 Renter Occupied
18.0%
This area
18.0%
State
24.3%
USA
34.0%
💼 Unemployment Rate
0.4%
This area
0.4%
State
-0.5%
USA
3.7%
🎓 College Educated
23.8%
This area
23.8%
State
20.1%
USA
33.7%
👤 Median Age
44.6 years
This area
44.6 years
State
38.3 years
USA
38.9 years
🏚️ Vacancy Rate
11.9%
This area
11.9%
State
26.6%
USA
10.5%
👥 Population by Ethnicity
White 95.4%
Other/Mixed 3.2%
Hispanic/Latino 2.6%
Asian 1.4%
👶 Under 18
22.1%
This area
22.1%
USA
22.0%
👴 65 and Over
16.7%
This area
16.7%
USA
17.3%
📊 Poverty Rate
4.4%
This area
4.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 59752

A Avg School Grade
3 Schools
14.6:1 Avg Class Size
$25,642 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Three Forks Elem School

📚 Pre-K – 05 Elementary
👥
370 Students
👨‍🏫
13.6:1 Class Size
💰
$19,477 Per Student
A Very Good

Three Forks High School

📚 09 – 12 High School
👥
255 Students
👨‍🏫
15.6:1 Class Size
💰
$37,973 Per Student
A Very Good

Three Forks 7-8

📚 06 – 08 Middle
👥
175 Students
👨‍🏫
14.6:1 Class Size
💰
$19,477 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How does Three Forks, MT rate as a rental market?

Investors tracking Three Forks, MT will find a 3.0/5 rating supported by $559K median home values and $1,728/mo rents. That profile suits long-term holders targeting measured returns.

What is the tenant pool like in Three Forks, MT?

Three Forks, MT draws a stable base of working renters. Demand at the $1,728/mo rent level is reasonable for standard single-family and small multi rentals.

What is the best play in Three Forks, MT?

The best-fit strategy in Three Forks, MT is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

Where do home prices stand in Three Forks, MT?

Expect median prices around $559K in Three Forks, MT. The market has run at a 0.0% 5-year CAGR, so entry costs have been measured.

How strong are rents in Three Forks, MT?

Expect rents around $1,728/mo per month in Three Forks, MT. With home values at $559K, the yield math works out to reasonable levels for rental investors.

You know 59752 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 59752 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 59752 ranks in Bozeman, MT

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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