Real Estate Investing in Winifred, Montana (59489)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 59489 (Winifred, MT)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 16.7% of homes vacant — above national norms.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Winifred, MT (59489)?
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Market Analysis: 59489 Winifred
The 59489 ZIP covers a section of Winifred that demands careful diligence. Prices near $295K look accessible, but the work to make a deal cash flow is real.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $295K asset, 59489 is the wrong submarket. If the plan prices in friction, the yield can still work.
Within MT, ZIP 59489 trails on several market indicators that neighboring Fergus submarkets outperform. The gap is real and notable enough to shape underwriting.
Demographically, 59489 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
Distressed ZIPs reward experience. durable returns are possible in 59489, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Winifred:
Market Trends
Home Value History (with trend line)
📊 How Does 59489 Compare?
| Metric | 59489 | Winifred | Montana |
|---|---|---|---|
| Home Value | $295,380 | $295,380 | $457,278 |
| 5-Year CAGR | 9.2% | 9.2% | 9.2% |
| Avg Rent | $1,260 | $1,260 | - |
| Cap Rate | 3.3% | 3.3% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 59489 (Winifred, MT). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $295,380 |
| Monthly Rent | $1,260 |
| Price-to-Rent | 19.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.1% |
| Cap Rate | 3.3% |
| 5-Year IRR | 12.5% |
📈 Home Appreciation
| 1-Year | -0.2% ▼ |
| 3-Year CAGR | +5.8% ▲ |
| 5-Year CAGR | +9.2% ▲ |
| 10-Year CAGR | +9.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 59489
Population: 330
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 59489
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How does Winifred, MT stack up for property investment?
Yes - Winifred, MT a 3.0/5 investability score. With $295K home prices against $1,260/mo monthly rent, the market delivers a reasonable entry point for new investors.
Are renters plentiful in Winifred, MT?
Winifred, MT draws a measured base of working renters. Demand at the $1,260/mo rent level is reasonable for standard single-family and small multi rentals.
Is vacancy a concern in Winifred, MT?
Expect elevated vacancy in Winifred, MT. Rents at $1,260/mo are absorbed by the tenant base without meaningful lag.
Which real estate strategy fits Winifred, MT?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Winifred, MT. The numbers - $295K homes against $1,260/mo rents - support that play.
What do landlords charge for rent in Winifred, MT?
Rent in Winifred, MT is around $1,260/mo. The resulting rent-to-value relationship with $295K pricing is reasonable for most investor models.
You know 59489 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 59489 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
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