Real Estate Investing in Hilger, Montana (59451)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Fergus County • Population: 120 • Data updated: September 2026

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Should you buy in 59451 (Hilger, MT)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 20.0% of homes vacant — above national norms.
  • 1-year downturn: Values declined 13.4% in the last year.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Hilger, MT (59451)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $382,890
Avg Monthly Rent $1,278
1% Rule ✗ Does Not Meet
Median Income $90,476
% Renters 36.8%

Market Analysis: 59451 Hilger

The 59451 ZIP in Hilger, MT is a local-operator market. Outside capital chasing a $383K entry has to pair deep knowledge with the discount.

Rent of $1,278/mo on a $383K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 59451 sits below the stated 0.0% once reality is priced in.

Statewide comparisons place 59451 among MT's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Demographically, 59451 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

tilts toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Hilger:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.2× the median income
Value Trend
Declining (-13.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,278/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$481K$417K$354K$290K$227K$163KFeb 2016May 2021Jul 2026

📊 How Does 59451 Compare?

Metric 59451 Hilger Montana
Home Value $382,890 $382,890 $457,278
5-Year CAGR 6.2% 6.2% 9.2%
Avg Rent $1,278 $1,278 -
Cap Rate 2.6% 2.6% -
💡 Why Invest in 59451? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 37% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 59451 (Hilger, MT). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.6%
Low
5yr Growth
+6.2%
Strong

📊 Market Snapshot

Home Value $382,890
Monthly Rent $1,278
Price-to-Rent 25.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.0%
Cap Rate 2.6%
5-Year IRR 8.8%

📈 Home Appreciation

1-Year -13.4% ▼
3-Year CAGR -2.2% ▼
5-Year CAGR +6.2% ▲
10-Year CAGR +7.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
20.0%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.2%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 59451

Population: 120

💰 Median Household Income
$90,476
This area
$90,476
State
$64,023
USA
$74,580
🏠 Renter Occupied
36.8%
This area
36.8%
State
24.3%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-0.5%
USA
3.7%
🎓 College Educated
21.3%
This area
21.3%
State
20.1%
USA
33.7%
👤 Median Age
36.2 years
This area
36.2 years
State
38.3 years
USA
38.9 years
🏚️ Vacancy Rate
20.0%
This area
20.0%
State
26.6%
USA
10.5%
👥 Population by Ethnicity
White 81.9%
Other/Mixed 15.6%
Hispanic/Latino 12.0%
Black/African American 2.4%
👶 Under 18
26.9%
This area
26.9%
USA
22.0%
👴 65 and Over
12.0%
This area
12.0%
USA
17.3%
📊 Poverty Rate
7.7%
This area
7.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

How strong are rents in Hilger, MT?

Expect rents around $1,278/mo per month in Hilger, MT. With home values at $383K, the yield math works out to reasonable levels for rental investors.

How strong is the working-renter base in Hilger, MT?

Hilger, MT offers a steady renter base at the $1,278/mo rent level. Tenant turnover is reasonable for well-managed properties.

How strong is Hilger, MT for real estate investors?

Investors tracking Hilger, MT will find a 3.0/5 rating supported by $383K median home values and $1,278/mo rents. That profile suits long-term holders targeting predictable returns.

Does Hilger, MT favor landlords or tenants?

For rental operators, Hilger, MT rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

What is the smart move for investors in Hilger, MT?

A careful cash-flow rentals with hands-on management strategy Hilger, MT best. The market produces consistent results for that approach at the $383K price point.

You know 59451 now. You don’t know where it ranks.

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