Real Estate Investing in Greenwald, Minnesota (56335)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Stearns County • Population: 221 • Data updated: September 2026

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Should you buy in 56335 (Greenwald, MN)? Our answer, based on the numbers below.

🏠 For Homebuyers
GREAT FIT
Grade A (88/100)

Strong fundamentals — affordable, appreciating, and stable. A confident pick for primary residence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Greenwald, MN (56335)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $207,880
Avg Monthly Rent $1,071
1% Rule ✗ Does Not Meet
Median Income $81,250
% Renters 5.7%

Market Analysis: 56335 Greenwald

Investors eyeing 56335 need to respect the fundamentals at play. Home values of $208K come alongside slower price movement and elevated management overhead.

Turning to rents, the numbers look inviting — $208K purchase price, 0.0% nominal cap — the work to hit that pro forma in 56335 is substantial and deserves full respect.

ZIP 56335's metrics run below Stearns County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

The 56335 ZIP's population of 221 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that sits at the need for careful underwriting.

Distressed ZIPs reward experience. notable returns are possible in 56335, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Greenwald:

B Good
Buy Confidence Score: 74/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.6× the median income
Value Trend
Rising (+10.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,071/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
St. Cloud, MN Metro Area
More inventory, negotiating room for buyers
46 days
Average time to sell
Average
10.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from St. Cloud, MN metro data

Market Trends

Home Value History (with trend line)

$218K$188K$158K$129K$99K$69KJan 2013Oct 2019Jun 2026

📊 How Does 56335 Compare?

Metric 56335 Greenwald St. Cloud, MN Minnesota
Home Value $207,880 $207,880 N/A $340,597
5-Year CAGR 6.2% 6.2% N/A 4.9%
Avg Rent $1,071 $1,071 N/A -
Cap Rate 4.0% 4.0% - -
💡 Why Invest in 56335? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 56335 (Greenwald, MN). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.0%
Fair
5yr Growth
+6.2%
Strong

📉 Market Crash Risk Index

Based on St. Cloud, MN metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
42%
Days Pending
1/2
46 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $207,880
Monthly Rent $1,071
Price-to-Rent 16.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.2%
Cap Rate 4.0%
5-Year IRR 10.2%

📈 Home Appreciation

1-Year +10.3% ▲
3-Year CAGR +5.6% ▲
5-Year CAGR +6.2% ▲
10-Year CAGR +7.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
0.0%
Low risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
+6.2%
Growing
Eviction process: Slow Rent control: Moderate

Demographics in 56335

Population: 221

💰 Median Household Income
$81,250
This area
$81,250
State
$77,168
USA
$74,580
🏠 Renter Occupied
5.7%
This area
5.7%
State
18.9%
USA
34.0%
💼 Unemployment Rate
0.6%
This area
0.6%
State
-3.2%
USA
3.7%
🎓 College Educated
10.3%
This area
10.3%
State
20.0%
USA
33.7%
👤 Median Age
35.6 years
This area
35.6 years
State
37.2 years
USA
38.9 years
🏚️ Vacancy Rate
0.0%
This area
0.0%
State
17.0%
USA
10.5%
👥 Population by Ethnicity
White 100.0%
👶 Under 18
26.4%
This area
26.4%
USA
22.0%
👴 65 and Over
18.5%
This area
18.5%
USA
17.3%
📊 Poverty Rate
5.9%
This area
5.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

How much do tenants pay in Greenwald, MN?

The typical rental in Greenwald, MN commands about $1,071/mo monthly. That rent profile stable cash flow against the $208K purchase basis.

How high is vacancy risk in Greenwald, MN?

Greenwald, MN sees elevated vacancy, which is reasonable relative to the broader MN rental market.

Which investment style suits Greenwald, MN?

Most investors in Greenwald, MN run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

Is house hacking profitable in Greenwald, MN?

For house hackers, Greenwald, MN is a challenging. The $1,071/mo rent on a unit helps defray the mortgage on a $208K property.

How strict are landlord regulations in Greenwald, MN?

Greenwald, MN falls under MN landlord-tenant law, which is balanced. That backdrop makes day-to-day property management reasonable.

You know 56335 now. You don’t know where it ranks.

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How 56335 ranks in St. Cloud, MN

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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