Real Estate Investing in Ruthton, Minnesota (56170)
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Should you buy in 56170 (Ruthton, MN)? Our answer, based on the numbers below.
Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- Elevated vacancy: 9.2% vacancy may signal weakening demand.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Ruthton, MN (56170)?
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Market Analysis: 56170 Ruthton
The 56170 ZIP in Ruthton, MN is a local-operator market. Outside capital chasing a $195K entry has to pair deep knowledge with the discount.
The 56170 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
In the broader MN picture, 56170 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
The demographic picture in 56170 includes headwinds that any investor should price in. Income distribution skews lower than Ruthton averages, and tenant stability requires active management.
Strategically, 56170 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Ruthton:
Market Trends
Home Value History (with trend line)
📊 How Does 56170 Compare?
| Metric | 56170 | Ruthton | Marshall, MN | Minnesota |
|---|---|---|---|---|
| Home Value | $195,303 | $195,303 | N/A | $340,597 |
| 5-Year CAGR | 4.2% | 4.2% | N/A | 4.9% |
| Avg Rent | $1,017 | $1,017 | N/A | - |
| Cap Rate | 4.1% | 4.1% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 56170 (Ruthton, MN). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $195,303 |
| Monthly Rent | $1,017 |
| Price-to-Rent | 16.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.3% |
| Cap Rate | 4.1% |
| 5-Year IRR | 8.3% |
📈 Home Appreciation
| 1-Year | +6.0% ▲ |
| 3-Year CAGR | +3.7% ▲ |
| 5-Year CAGR | +4.2% ▲ |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 56170
Population: 486
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
Is Ruthton, MN good for landlords?
Landlord-friendliness in Ruthton, MN is balanced. Eviction timelines and lease enforcement are considered reasonable by most property managers.
Is real estate in Ruthton, MN a good investment right now?
Yes - Ruthton, MN a 3.0/5 investability score. With $195K home prices against $1,017/mo monthly rent, the market delivers a reasonable entry point for new investors.
What is the typical renter like in Ruthton, MN?
The tenant pool in Ruthton, MN is solid, supported by local employment and population fundamentals. Rents of $1,017/mo are well-absorbed by the market.
Can I house hack in Ruthton, MN?
The a challenging house-hack environment in Ruthton, MN reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
How do home values compare in Ruthton, MN?
Ruthton, MN median home values land near $195K. That is reasonable territory for investors looking at $1,017/mo-per-month rentals.
You know 56170 now. You don’t know where it ranks.
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How 56170 ranks in Marshall, MN
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