Real Estate Investing in Holland, Minnesota (56139)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 56139 (Holland, MN)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
No major risk flags on the data we track.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Holland, MN (56139)?
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Market Analysis: 56139 Holland
Not every below-median market is a bargain. Holland's 56139 ZIP comes in at signals that favor experienced operators who can absorb the risk $245K pricing implies.
The investment case in 56139 is resilient only for operators who understand what they are buying. A $245K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
ZIP 56139's metrics run below Pipestone County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Resident income in 56139 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
The right play in 56139 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Holland:
Market Trends
Home Value History (with trend line)
📊 How Does 56139 Compare?
| Metric | 56139 | Holland | Minnesota |
|---|---|---|---|
| Home Value | $244,711 | $244,711 | $340,597 |
| 5-Year CAGR | N/A | N/A | 4.9% |
| Avg Rent | $963 | $963 | - |
| Cap Rate | 3.1% | 3.1% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 56139 (Holland, MN). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $244,711 |
| Monthly Rent | $963 |
| Price-to-Rent | 21.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.7% |
| Cap Rate | 3.1% |
| 5-Year IRR | 19.4% |
📈 Home Appreciation
| 1-Year | +16.3% ▲ |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 56139
Population: 435
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
What is the renter demographic in Holland, MN?
Tenant demand in Holland, MN is solid. The local workforce $963/mo rents across most rental classes.
Should investors consider Holland, MN?
Holland, MN sits at an investability rating of 2.0/5, with median home values near $245K and average rents around $963/mo. That combination puts it in the healthy tier for investor interest.
What are home prices like in Holland, MN?
Homes in Holland, MN typically sell near $245K. Prices have moved at a 0.0% 5-year CAGR, which predictable long-term demand.
How do landlord-tenant laws work in Holland, MN?
Landlord-friendliness in Holland, MN is balanced. Eviction timelines and lease enforcement are considered reasonable by most property managers.
Where do rents currently stand in Holland, MN?
Rent in Holland, MN is around $963/mo. The resulting rent-to-value relationship with $245K pricing is reasonable for most investor models.
You know 56139 now. You don’t know where it ranks.
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