Real Estate Investing in Bruno, Minnesota (55712)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Pine County • Population: 557 • Data updated: September 2026

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Should you buy in 55712 (Bruno, MN)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (52/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 46.7% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Bruno, MN (55712)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $233,298
Avg Monthly Rent $981
1% Rule ✗ Does Not Meet
Median Income $49,500
% Renters 6.8%

Market Analysis: 55712 Bruno

The 55712 ZIP in Bruno, MN is a local-operator market. Outside capital chasing a $233K entry has to pair deep knowledge with the discount.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $233K asset, 55712 is the wrong submarket. If the plan prices in friction, the yield can still work.

Regionally, 55712 sits on the difficult end of the MN spectrum. The an appealing option for read — for disciplined operators — is that pricing reflects the difficulty.

Employment concentration in 55712 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Strategically, 55712 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Bruno:

C+ Average
Buy Confidence Score: 62/100
Affordability
10/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.7× the median income
Value Trend
Rising (+9.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $981/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$246K$210K$174K$138K$102K$66KMay 2009Dec 2017Jul 2026

📊 How Does 55712 Compare?

Metric 55712 Bruno Minnesota
Home Value $233,298 $233,298 $340,597
5-Year CAGR 6.2% 6.2% 4.9%
Avg Rent $981 $981 -
Cap Rate 3.3% 3.3% -
💡 Why Invest in 55712? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 55712 (Bruno, MN). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.3%
Low
5yr Growth
+6.2%
Strong

📊 Market Snapshot

Home Value $233,298
Monthly Rent $981
Price-to-Rent 19.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.1%
Cap Rate 3.3%
5-Year IRR 9.5%

📈 Home Appreciation

1-Year +9.6% ▲
3-Year CAGR +5.5% ▲
5-Year CAGR +6.2% ▲
10-Year CAGR +8.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
46.7%
Elevated risk
Landlord Climate
3.0/5
Balanced
Value Trend (5yr)
+6.2%
Growing
Eviction process: Slow Rent control: Moderate

Demographics in 55712

Population: 557

💰 Median Household Income
$49,500
This area
$49,500
State
$77,168
USA
$74,580
🏠 Renter Occupied
6.8%
This area
6.8%
State
18.9%
USA
34.0%
💼 Unemployment Rate
2.3%
This area
2.3%
State
-3.2%
USA
3.7%
🎓 College Educated
24.4%
This area
24.4%
State
20.0%
USA
33.7%
👤 Median Age
54.6 years
This area
54.6 years
State
37.2 years
USA
38.9 years
🏚️ Vacancy Rate
46.7%
This area
46.7%
State
17.0%
USA
10.5%
👥 Population by Ethnicity
White 92.4%
Other/Mixed 3.8%
Black/African American 3.0%
Hispanic/Latino 1.8%
Asian 0.8%
👶 Under 18
15.8%
This area
15.8%
USA
22.0%
👴 65 and Over
29.5%
This area
29.5%
USA
17.3%
📊 Poverty Rate
5.1%
This area
5.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

How expensive is real estate in Bruno, MN?

Expect median prices around $233K in Bruno, MN. The market has run at a 0.0% 5-year CAGR, so entry costs have been consistent.

What is the renter demographic in Bruno, MN?

The tenant pool in Bruno, MN is solid, supported by local employment and population fundamentals. Rents of $981/mo are well-absorbed by the market.

What is the average monthly rent in Bruno, MN?

Rental rates in Bruno, MN average $981/mo. Tenant demand and $233K home values make the yield look reasonable by investor standards.

Is Bruno, MN landlord-friendly?

Bruno, MN operates under MN law, which is balanced overall for landlords. Expect consistent treatment in typical lease and eviction cases.

Can I live-in-and-rent in Bruno, MN?

House hacking works a challenging in Bruno, MN. Rents of $981/mo against $233K acquisition make the strategy solid for owner-occupants.

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