Real Estate Investing in Willow River, Minnesota (55795)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 55795 (Willow River, MN)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 36.6% of homes vacant — above national norms.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Willow River, MN (55795)?
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Market Analysis: 55795 Willow River
This part of Pine County is not an easy win. The 55795 ZIP registers softness in key indicators, and the playbook that works in cleaner markets often stalls here.
The 55795 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
ZIP 55795's metrics run below Pine County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Who lives in 55795 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
The 55795 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Willow River:
Property Strategy for 55795
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $221,058 | $980 | 3.2% | +9.0% | $110,529 |
| 3BR | $288,638 | $1,180 | 2.9% | +9.3% | $96,213 |
Market Trends
Home Value History (with trend line)
📊 How Does 55795 Compare?
| Metric | 55795 | Willow River | Minnesota |
|---|---|---|---|
| Home Value | $254,471 | $254,471 | $340,597 |
| 5-Year CAGR | 6.1% | 6.1% | 4.9% |
| Avg Rent | $882 | $882 | - |
| Cap Rate | 2.7% | 2.7% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 55795 (Willow River, MN). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $254,471 |
| Monthly Rent | $882 |
| Price-to-Rent | 24.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.2% |
| Cap Rate | 2.7% |
| 5-Year IRR | 8.9% |
📈 Home Appreciation
| 1-Year | +6.2% ▲ |
| 3-Year CAGR | +4.1% ▲ |
| 5-Year CAGR | +6.1% ▲ |
| 10-Year CAGR | +7.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 55795
Population: 1,876
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 55795
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What is the typical rental rate in Willow River, MN?
Rent in Willow River, MN is around $882/mo. The resulting rent-to-value relationship with $254K pricing is reasonable for most investor models.
How landlord-friendly is Willow River, MN?
MN ranks as a balanced state for landlord-tenant law. Willow River generally follows the statewide framework, so landlords face reasonable operating rules.
Is real estate in Willow River, MN a good investment right now?
Our data puts Willow River, MN at 3.0/5 for investability. Home prices of $254K and rents around $882/mo create a solid backdrop for investor activity.
Is vacancy a concern in Willow River, MN?
Willow River, MN vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
What strategy should investors use in Willow River, MN?
In Willow River, MN the solid play is typically careful cash-flow rentals with hands-on management. The combination of $254K prices and $882/mo rents suits that approach.
You know 55795 now. You don’t know where it ranks.
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Community Ratings
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