Real Estate Investing in Almond, Wisconsin (54909)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Portage County • Population: 2,042 • Data updated: September 2026

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Should you buy in 54909 (Almond, WI)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (56/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 20.2% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 25.0 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Almond, WI (54909)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $278,474
Avg Monthly Rent $927
1% Rule ✗ Does Not Meet
Median Income $73,500
% Renters 14.8%

Market Analysis: 54909 Almond

This part of Portage County is not an easy win. The 54909 ZIP sits at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

The investment case in 54909 is healthy only for operators who understand what they are buying. A $278K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Statewide comparisons place 54909 among WI's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

The demographic picture in 54909 includes headwinds that any investor should price in. Income distribution skews lower than Almond averages, and tenant stability requires active management.

New investors are better served looking at Almond's stable or hybrid ZIPs before stepping into 54909. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Almond:

C+ Average
Buy Confidence Score: 65/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.8× the median income
Value Trend
Rising (+17.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $927/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Stevens Point, WI Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Stevens Point, WI metro data

Market Trends

Home Value History (with trend line)

$293K$256K$218K$181K$143K$106KApr 2010Jun 2018Jul 2026

📊 How Does 54909 Compare?

Metric 54909 Almond Stevens Point, WI Wisconsin
Home Value $278,474 $278,474 N/A $320,446
5-Year CAGR 6.6% 6.6% N/A 7.3%
Avg Rent $927 $927 N/A -
Cap Rate 2.6% 2.6% - -
💡 Why Invest in 54909? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 54909 (Almond, WI). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.6%
Low
5yr Growth
+6.6%
Strong

📉 Market Crash Risk Index

Based on Stevens Point, WI metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $278,474
Monthly Rent $927
Price-to-Rent 25.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.0%
Cap Rate 2.6%
5-Year IRR 9.2%

📈 Home Appreciation

1-Year +17.4% ▲
3-Year CAGR +7.2% ▲
5-Year CAGR +6.6% ▲
10-Year CAGR +6.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
20.2%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.6%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 54909

Population: 2,042

💰 Median Household Income
$73,500
This area
$73,500
State
$73,177
USA
$74,580
🏠 Renter Occupied
14.8%
This area
14.8%
State
22.0%
USA
34.0%
💼 Unemployment Rate
1.8%
This area
1.8%
State
-1.8%
USA
3.7%
🎓 College Educated
21.7%
This area
21.7%
State
17.1%
USA
33.7%
👤 Median Age
43.7 years
This area
43.7 years
State
35.3 years
USA
38.9 years
🏚️ Vacancy Rate
20.2%
This area
20.2%
State
17.1%
USA
10.5%
👥 Population by Ethnicity
White 93.3%
Other/Mixed 6.3%
Hispanic/Latino 5.0%
Black/African American 0.3%
Asian 0.3%
👶 Under 18
21.4%
This area
21.4%
USA
22.0%
👴 65 and Over
19.1%
This area
19.1%
USA
17.3%
📊 Poverty Rate
5.0%
This area
5.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 54909

A Avg School Grade
3 Schools
10.0:1 Avg Class Size
$17,890 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Almond-Bancroft Elementary

📚 Pre-K – 05 Elementary
👥
171 Students
👨‍🏫
10.5:1 Class Size
💰
$17,890 Per Student
A Very Good

Almond-Bancroft High

📚 09 – 12 High School
👥
108 Students
👨‍🏫
8.8:1 Class Size
💰
$17,890 Per Student
A Very Good

Almond-Bancroft Middle

📚 06 – 08 Middle
👥
74 Students
👨‍🏫
10.7:1 Class Size
💰
$17,890 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is Almond, WI a friendly market for rental owners?

Almond, WI falls under WI landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

How strong is tenant demand in Almond, WI?

Working renters make up the core of the Almond, WI tenant base. The pool is reasonable for investors targeting long-term holds.

What kind of market is Almond, WI for investors?

Investors tracking Almond, WI will find a 3.0/5 rating supported by $278K median home values and $927/mo rents. That profile suits long-term holders targeting reliable returns.

Is Almond, WI good for house hacking?

The house hack math a challenging in Almond, WI. Owner-occupant buyers benefit from the $927/mo rents and $278K home values.

What approach is best for Almond, WI real estate?

The best-fit strategy in Almond, WI is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

You know 54909 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 54909 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 54909 ranks in Stevens Point, WI

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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