Real Estate Investing in Chili, Wisconsin (54420)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 54420 (Chili, WI)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High price-to-rent: Price-to-rent ratio 25.6 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Chili, WI (54420)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 54420 Chili
ZIP 54420 in Chili, WI carries a significant set of headwinds. Home values near $269K and rents of $873/mo sit inside a market where underwriting has to be tight.
Distressed markets are won on execution, not on spreadsheets. ZIP 54420 reports the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
In the broader WI picture, 54420 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
Employment concentration in 54420 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
Strategically, 54420 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Chili:
Market Trends
Home Value History (with trend line)
📊 How Does 54420 Compare?
| Metric | 54420 | Chili | Wisconsin |
|---|---|---|---|
| Home Value | $268,527 | $268,527 | $320,446 |
| 5-Year CAGR | 4.9% | 4.9% | 7.3% |
| Avg Rent | $873 | $873 | - |
| Cap Rate | 2.5% | 2.5% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 54420 (Chili, WI). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $268,527 |
| Monthly Rent | $873 |
| Price-to-Rent | 25.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.9% |
| Cap Rate | 2.5% |
| 5-Year IRR | 7.4% |
📈 Home Appreciation
| 1-Year | +12.8% ▲ |
| 3-Year CAGR | +4.6% ▲ |
| 5-Year CAGR | +4.9% ▲ |
| 10-Year CAGR | +5.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 54420
Population: 1,365
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
How much does a house cost in Chili, WI?
In Chili, WI the median home value sits at $269K. Against the broader WI market, that reads as reasonable for most investors.
How do experienced investors play Chili, WI?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Chili, WI. The numbers - $269K homes against $873/mo rents - support that play.
What is it like being a landlord in Chili, WI?
WI law landlord-friendly for landlords, and Chili inherits those rules. Investors should still review local ordinances for rental licensing.
Can owner-occupants cash flow in Chili, WI?
Chili, WI is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $269K price point reasonable to enter.
Are rents high in Chili, WI?
Chili, WI rentals go for roughly $873/mo a month. That puts gross yield in solid territory relative to $269K acquisition costs.
You know 54420 now. You don’t know where it ranks.
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