Real Estate Investing in Lone Rock, Wisconsin (53556)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Richland County • Population: 2,354 • Data updated: September 2026

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Should you buy in 53556 (Lone Rock, WI)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (65/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 13.6% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Lone Rock, WI (53556)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $261,228
Avg Monthly Rent $882
1% Rule ✗ Does Not Meet
Median Income $61,615
% Renters 17.7%

Market Analysis: 53556 Lone Rock

ZIP 53556 in Lone Rock, WI carries a significant set of headwinds. Home values near $261K and rents of $882/mo sit inside a market where underwriting has to be tight.

The investment case in 53556 is sturdy only for operators who understand what they are buying. A $261K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

In the broader WI picture, 53556 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

The 53556 ZIP's population of 2,354 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that records the need for careful underwriting.

Strategically, 53556 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Lone Rock:

C+ Average
Buy Confidence Score: 68/100
Affordability
15/25
Appreciation
25/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.2× the median income
Value Trend
Rising (+14.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $882/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Baraboo, WI Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Baraboo, WI metro data

Market Trends

Home Value History (with trend line)

$273K$238K$203K$168K$133K$98KApr 2009Dec 2017Jul 2026

📊 How Does 53556 Compare?

Metric 53556 Lone Rock Baraboo, WI Wisconsin
Home Value $261,228 $261,228 N/A $320,446
5-Year CAGR 7.2% 7.2% N/A 7.3%
Avg Rent $882 $882 N/A -
Cap Rate 2.6% 2.6% - -
💡 Why Invest in 53556? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 53556 (Lone Rock, WI). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.6%
Low
5yr Growth
+7.2%
Strong

📉 Market Crash Risk Index

Based on Baraboo, WI metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
35%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $261,228
Monthly Rent $882
Price-to-Rent 24.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.1%
Cap Rate 2.6%
5-Year IRR 9.9%

📈 Home Appreciation

1-Year +14.1% ▲
3-Year CAGR +6.7% ▲
5-Year CAGR +7.2% ▲
10-Year CAGR +8.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
13.6%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.2%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 53556

Population: 2,354

💰 Median Household Income
$61,615
This area
$61,615
State
$73,177
USA
$74,580
🏠 Renter Occupied
17.7%
This area
17.7%
State
22.0%
USA
34.0%
💼 Unemployment Rate
0.9%
This area
0.9%
State
-1.8%
USA
3.7%
🎓 College Educated
14.8%
This area
14.8%
State
17.1%
USA
33.7%
👤 Median Age
47.0 years
This area
47.0 years
State
35.3 years
USA
38.9 years
🏚️ Vacancy Rate
13.6%
This area
13.6%
State
17.1%
USA
10.5%
👥 Population by Ethnicity
White 92.1%
Other/Mixed 6.9%
Hispanic/Latino 5.5%
Asian 0.8%
Black/African American 0.3%
👶 Under 18
17.5%
This area
17.5%
USA
22.0%
👴 65 and Over
20.3%
This area
20.3%
USA
17.3%
📊 Poverty Rate
6.5%
This area
6.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

What is the typical vacancy rate in Lone Rock, WI?

Occupancy in Lone Rock, WI runs reliable with elevated vacancy. Well-priced units at $882/mo lease on reasonable timelines.

Which investment style suits Lone Rock, WI?

Investors usually favor careful cash-flow rentals with hands-on management in Lone Rock, WI. With home values at $261K and rents near $882/mo, other strategies can work but produce even-keeled rather than outsized returns.

Where do home prices stand in Lone Rock, WI?

Lone Rock, WI median home values land near $261K. That is reasonable territory for investors looking at $882/mo-per-month rentals.

Is rental property easy to operate in Lone Rock, WI?

Landlord-friendliness in Lone Rock, WI is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

Are renters plentiful in Lone Rock, WI?

Working renters make up the core of the Lone Rock, WI tenant base. The pool is reasonable for investors targeting long-term holds.

You know 53556 now. You don’t know where it ranks.

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How 53556 ranks in Baraboo, WI

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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