Real Estate Investing in Williamsburg, Iowa (52361)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Iowa County • Population: 4,781 • Data updated: September 2026

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Should you buy in 52361 (Williamsburg, IA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (72/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 27.2 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Williamsburg, IA (52361)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $278,968
Avg Monthly Rent $855
1% Rule ✗ Does Not Meet
Median Income $68,333
% Renters 33.9%

Market Analysis: 52361 Williamsburg

Looking more closely, ZIP 52361 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $279K median. It rewards specialists, not generalists.

The 52361 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Statewide comparisons place 52361 among IA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Employment concentration in 52361 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

seems to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Williamsburg:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.1× the median income
Value Trend
Rising (+7.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $855/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 52361

Which property type performs best in this market?

Best for Cash Flow
3BR
3.8% cap rate
Best for Appreciation
3BR
+6.7% 5yr CAGR
Best Overall Value
4BR
$76,469/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $191,259 $950 3.6% +6.7% $95,630
3BR $250,577 $1,320 3.8% +6.7% $83,526
4BR $305,874 $1,500 3.5% +6.6% $76,469

Market Trends

Home Value History (with trend line)

$291K$256K$220K$184K$148K$112KMay 2009Dec 2017Jul 2026

📊 How Does 52361 Compare?

Metric 52361 Williamsburg Iowa
Home Value $278,968 $278,968 $227,232
5-Year CAGR 6.5% 6.5% 6.0%
Avg Rent $855 $855 -
Cap Rate 2.4% 2.4% -
💡 Why Invest in 52361? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 52361 (Williamsburg, IA). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 52361 (Williamsburg, IA)?

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Investability
Good
Cap Rate
2.4%
Low
5yr Growth
+6.5%
Strong

📊 Market Snapshot

Home Value $278,968
Monthly Rent $855
Price-to-Rent 27.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.7%
Cap Rate 2.4%
5-Year IRR 8.9%

📈 Home Appreciation

1-Year +7.8% ▲
3-Year CAGR +5.8% ▲
5-Year CAGR +6.5% ▲
10-Year CAGR +5.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
3.7%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.5%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 52361

Population: 4,781

💰 Median Household Income
$68,333
This area
$68,333
State
$71,886
USA
$74,580
🏠 Renter Occupied
33.9%
This area
33.9%
State
19.7%
USA
34.0%
💼 Unemployment Rate
3.8%
This area
3.8%
State
0.0%
USA
3.7%
🎓 College Educated
30.8%
This area
30.8%
State
18.8%
USA
33.7%
👤 Median Age
40.8 years
This area
40.8 years
State
40.2 years
USA
38.9 years
🏚️ Vacancy Rate
3.7%
This area
3.7%
State
11.7%
USA
10.5%
👥 Population by Ethnicity
White 95.1%
Other/Mixed 3.6%
Black/African American 0.8%
Asian 0.5%
👶 Under 18
22.4%
This area
22.4%
USA
22.0%
👴 65 and Over
15.1%
This area
15.1%
USA
17.3%
📊 Poverty Rate
6.9%
This area
6.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 52361

B Avg School Grade
3 Schools
13.6:1 Avg Class Size
$13,294 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Mary Welsh Elementary

📚 Pre-K – 06 School
👥
647 Students
👨‍🏫
14.4:1 Class Size
💰
$13,294 Per Student
B+ Above Average

Williamsburg Jr-Sr High School

📚 07 – 12 High School
👥
585 Students
👨‍🏫
12.7:1 Class Size
💰
$13,294 Per Student
C Below Average

Williamsburg Virtual Academy

📚 K – 12 K-12 Limited Data
👥
3 Students
💰
$13,294 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What investment strategy works best in Williamsburg, IA?

In Williamsburg, IA the solid play is typically careful cash-flow rentals with hands-on management. The combination of $279K prices and $855/mo rents suits that approach.

How much should I expect to pay for a home in Williamsburg, IA?

Typical homes in Williamsburg, IA go for around $279K. The 5-year CAGR of 0.0% measured price movement.

How much do tenants pay in Williamsburg, IA?

Expect rents around $855/mo per month in Williamsburg, IA. With home values at $279K, the yield math works out to reasonable levels for rental investors.

Are eviction rules reasonable in Williamsburg, IA?

Williamsburg, IA falls under IA landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

Should investors consider Williamsburg, IA?

The 3.0/5 investability rating in Williamsburg, IA reflects its $279K prices and $855/mo rents. Investors generally consider it a solid option within IA.

You know 52361 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 52361 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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