Real Estate Investing in Van Horne, Iowa (52346)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Benton County • Population: 1,070 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 52346 (Van Horne, IA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (79/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Van Horne, IA (52346)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $304,295
Avg Monthly Rent $1,080
1% Rule ✗ Does Not Meet
Median Income $105,236
% Renters 14.4%

Market Analysis: 52346 Van Horne

The 52346 ZIP covers a section of Van Horne that demands careful diligence. Prices near $304K look accessible, but the work to make a deal cash flow is real.

Meanwhile, the numbers look inviting — $304K purchase price, 0.0% nominal cap — the work to hit that pro forma in 52346 is substantial and deserves full respect.

Within IA, ZIP 52346 trails on several market indicators that neighboring Benton County submarkets outperform. The gap is real and healthy enough to shape underwriting.

Employment concentration in 52346 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Strategically, 52346 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Van Horne:

B Good
Buy Confidence Score: 74/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.9× the median income
Value Trend
Rising (+11.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,080/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Cedar Rapids, IA Metro Area
More inventory, negotiating room for buyers
41 days
Average time to sell
Average
10.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Cedar Rapids, IA metro data
🏠

Property Strategy for 52346

Which property type performs best in this market?

Best for Cash Flow
3BR
4.9% cap rate
Best for Appreciation
4BR
+6.8% 5yr CAGR
Best Overall Value
4BR
$66,500/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $221,846 $1,520 4.9% +6.2% $73,949
4BR $265,998 $1,690 4.6% +6.8% $66,500

Market Trends

Home Value History (with trend line)

$318K$280K$241K$202K$163K$125KMar 2009Nov 2017Jul 2026

📊 How Does 52346 Compare?

Metric 52346 Van Horne Cedar Rapids, IA Iowa
Home Value $304,295 $304,295 N/A $227,232
5-Year CAGR 6.8% 6.8% N/A 6.0%
Avg Rent $1,080 $1,080 N/A -
Cap Rate 2.8% 2.8% - -
💡 Why Invest in 52346? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 52346 (Van Horne, IA). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 52346 (Van Horne, IA)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
2.8%
Low
5yr Growth
+6.8%
Strong

📉 Market Crash Risk Index

Based on Cedar Rapids, IA metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
46%
Days Pending
1/2
41 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $304,295
Monthly Rent $1,080
Price-to-Rent 23.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.3%
Cap Rate 2.8%
5-Year IRR 9.6%

📈 Home Appreciation

1-Year +11.7% ▲
3-Year CAGR +7.1% ▲
5-Year CAGR +6.8% ▲
10-Year CAGR +6.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.6%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.8%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 52346

Population: 1,070

💰 Median Household Income
$105,236
This area
$105,236
State
$71,886
USA
$74,580
🏠 Renter Occupied
14.4%
This area
14.4%
State
19.7%
USA
34.0%
💼 Unemployment Rate
4.0%
This area
4.0%
State
0.0%
USA
3.7%
🎓 College Educated
39.8%
This area
39.8%
State
18.8%
USA
33.7%
👤 Median Age
31.0 years
This area
31.0 years
State
40.2 years
USA
38.9 years
🏚️ Vacancy Rate
5.6%
This area
5.6%
State
11.7%
USA
10.5%
👥 Population by Ethnicity
White 97.3%
Other/Mixed 2.7%
Hispanic/Latino 1.6%
👶 Under 18
31.5%
This area
31.5%
USA
22.0%
👴 65 and Over
16.7%
This area
16.7%
USA
17.3%
📊 Poverty Rate
7.5%
This area
7.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 52346

B Avg School Grade
2 Schools
16.6:1 Avg Class Size
$13,301 Avg Per Pupil

Schools in This ZIP Code

B Good

Benton Community Senior High School

📚 09 – 12 High School
👥
490 Students
👨‍🏫
18.0:1 Class Size
💰
$13,301 Per Student
B Good

Benton Community Middle School

📚 07 – 08 Middle
👥
212 Students
👨‍🏫
15.2:1 Class Size
💰
$13,301 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Do rentals sit vacant long in Van Horne, IA?

Expect elevated vacancy in Van Horne, IA. Rents at $1,080/mo are absorbed by the tenant base without meaningful lag.

What do rentals go for in Van Horne, IA?

Average rent in Van Horne, IA is approximately $1,080/mo per month. Against $304K home values that yields a reasonable rent-to-price ratio.

Is housing expensive in Van Horne, IA?

Van Horne, IA home values average about $304K. That price point suits investors targeting rentals with $1,080/mo in monthly income.

Does house hacking work in Van Horne, IA?

House hacking in Van Horne, IA is reasonable to execute. Prices around $304K and rents of $1,080/mo solid owner-occupant economics.

How strong is Van Horne, IA for real estate investors?

Van Horne, IA scores 3.0/5 for investability. Home values sit at $304K and rents near $1,080/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

You know 52346 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 52346 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 52346 ranks in Cedar Rapids, IA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 52346 (Van Horne)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 52346 (Van Horne, IA).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.