Real Estate Investing in Percival, Iowa (51648)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Fremont County • Population: 237 • Data updated: September 2026

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Should you buy in 51648 (Percival, IA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (72/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 12.4% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Percival, IA (51648)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $186,436
Avg Monthly Rent $1,080
1% Rule ✗ Does Not Meet
Median Income $110,089
% Renters 29.1%

Market Analysis: 51648 Percival

Not every below-median market is a bargain. Percival's 51648 ZIP reports signals that favor experienced operators who can absorb the risk $186K pricing implies.

For an experienced owner, 51648 can be a worth a close look for hunting ground — but the discount at $186K reflects genuine risk that outside investors often underestimate.

Regionally, 51648 sits on the difficult end of the IA spectrum. The a credible choice for read — for disciplined operators — is that pricing reflects the difficulty.

Resident income in 51648 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Strategy in 51648 is an operator game, not a passive one. In practical terms, entry prices of $186K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Percival:

B Good
Buy Confidence Score: 77/100
Affordability
25/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1.7× the median income
Value Trend
Rising (+15.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,080/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$193K$174K$156K$138K$119K$101KFeb 2019Nov 2022Jul 2026

📊 How Does 51648 Compare?

Metric 51648 Percival Iowa
Home Value $186,436 $186,436 $227,232
5-Year CAGR 5.4% 5.4% 6.0%
Avg Rent $1,080 $1,080 -
Cap Rate 4.5% 4.5% -
💡 Why Invest in 51648? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 51648 (Percival, IA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.5%
Fair
5yr Growth
+5.4%
Moderate

📊 Market Snapshot

Home Value $186,436
Monthly Rent $1,080
Price-to-Rent 14.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.0%
Cap Rate 4.5%
5-Year IRR 9.9%

📈 Home Appreciation

1-Year +15.5% ▲
3-Year CAGR +6.0% ▲
5-Year CAGR +5.4% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
12.4%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.4%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 51648

Population: 237

💰 Median Household Income
$110,089
This area
$110,089
State
$71,886
USA
$74,580
🏠 Renter Occupied
29.1%
This area
29.1%
State
19.7%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
0.0%
USA
3.7%
🎓 College Educated
20.2%
This area
20.2%
State
18.8%
USA
33.7%
👤 Median Age
49.4 years
This area
49.4 years
State
40.2 years
USA
38.9 years
🏚️ Vacancy Rate
12.4%
This area
12.4%
State
11.7%
USA
10.5%
👥 Population by Ethnicity
White 100.0%
👶 Under 18
25.1%
This area
25.1%
USA
22.0%
👴 65 and Over
24.4%
This area
24.4%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

What is the investability score for Percival, IA?

Yes - Percival, IA a 3.0/5 investability score. With $186K home prices against $1,080/mo monthly rent, the market delivers a reasonable entry point for new investors.

What is the average monthly rent in Percival, IA?

Expect rents around $1,080/mo per month in Percival, IA. With home values at $186K, the yield math works out to reasonable levels for rental investors.

What is the renter demographic in Percival, IA?

Tenant quality in Percival, IA ranks as solid. Landlords generally report steady occupancy at market rents of $1,080/mo.

Which investment style suits Percival, IA?

A careful cash-flow rentals with hands-on management strategy Percival, IA best. The market produces reliable results for that approach at the $186K price point.

How do home values compare in Percival, IA?

In Percival, IA the median home value sits at $186K. Against the broader IA market, that reads as reasonable for most investors.

You know 51648 now. You don’t know where it ranks.

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