Real Estate Investing in Lone Rock, Iowa (50559)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 50559 (Lone Rock, IA)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High vacancy: 18.0% of homes vacant — above national norms.
- Lower household income: $37,202 median — tenant affordability is tighter.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Lone Rock, IA (50559)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 50559 Lone Rock
Not every below-median market is a bargain. Lone Rock's 50559 ZIP shows signals that favor experienced operators who can absorb the risk $193K pricing implies.
Distressed markets are won on execution, not on spreadsheets. ZIP 50559 clocks in at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
Nearby ZIPs in Lone Rock have seen price recovery that 50559 has not matched. Kossuth County data supports the view that the spread is structural rather than temporary.
The demographic picture in 50559 includes headwinds that any investor should price in. Income distribution skews lower than Lone Rock averages, and tenant stability requires active management.
Experienced landlords with local relationships tend to find 50559 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Lone Rock:
Market Trends
Home Value History (with trend line)
📊 How Does 50559 Compare?
| Metric | 50559 | Lone Rock | Iowa |
|---|---|---|---|
| Home Value | $193,351 | $193,351 | $227,232 |
| 5-Year CAGR | N/A | N/A | 6.0% |
| Avg Rent | $828 | $828 | - |
| Cap Rate | 3.3% | 3.3% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 50559 (Lone Rock, IA). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 50559 (Lone Rock, IA)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $193,351 |
| Monthly Rent | $828 |
| Price-to-Rent | 19.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.1% |
| Cap Rate | 3.3% |
| 5-Year IRR | 8.7% |
📈 Home Appreciation
| 1-Year | +9.8% ▲ |
| 3-Year CAGR | +5.4% ▲ |
| 5-Year CAGR | N/A |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 50559
Population: 321
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
How much is rent in Lone Rock, IA?
Rental rates in Lone Rock, IA average $828/mo. Tenant demand and $193K home values make the yield look reasonable by investor standards.
What are vacancy rates like in Lone Rock, IA?
Vacancy risk in Lone Rock, IA is elevated. That supports measured cash flow for typical rental holds.
What type of investing works in Lone Rock, IA?
In Lone Rock, IA the substantial play is typically careful cash-flow rentals with hands-on management. The combination of $193K prices and $828/mo rents suits that approach.
Is IA a landlord-friendly state?
IA law landlord-friendly for landlords, and Lone Rock inherits those rules. Investors should still review local ordinances for rental licensing.
What kind of tenants rent in Lone Rock, IA?
Tenant demand in Lone Rock, IA is solid. The local workforce $828/mo rents across most rental classes.
You know 50559 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 50559 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
AI Market Advisor
Ask questions about investing in 50559 (Lone Rock)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 50559 (Lone Rock, IA).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.