Real Estate Investing in Burt, Iowa (50522)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Kossuth County • Population: 695 • Data updated: September 2026

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Should you buy in 50522 (Burt, IA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (54/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (38/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 14.2% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Burt, IA (50522)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $127,358
Avg Monthly Rent $918
1% Rule ✗ Does Not Meet
Median Income $73,958
% Renters 17.4%

Market Analysis: 50522 Burt

ZIP 50522 in Burt, IA carries a substantial set of headwinds. Home values near $127K and rents of $918/mo sit inside a market where underwriting has to be tight.

In practical terms, the numbers look inviting — $127K purchase price, 0.0% nominal cap — the work to hit that pro forma in 50522 is substantial and deserves full respect.

Statewide comparisons place 50522 among IA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

The demographic picture in 50522 includes headwinds that any investor should price in. Income distribution skews lower than Burt averages, and tenant stability requires active management.

Distressed ZIPs reward experience. resilient returns are possible in 50522, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Burt:

B Good
Buy Confidence Score: 77/100
Affordability
25/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1.7× the median income
Value Trend
Rising (+5.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $918/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$134K$129K$124K$119K$113K$108KFeb 2022May 2024Jul 2026

📊 How Does 50522 Compare?

Metric 50522 Burt Iowa
Home Value $127,358 $127,358 $227,232
5-Year CAGR N/A N/A 6.0%
Avg Rent $918 $918 -
Cap Rate 5.6% 5.6% -
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 50522 (Burt, IA). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
5.6%
Fair

📊 Market Snapshot

Home Value $127,358
Monthly Rent $918
Price-to-Rent 11.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.7%
Cap Rate 5.6%
5-Year IRR 8.1%

📈 Home Appreciation

1-Year +5.2% ▲
3-Year CAGR +2.5% ▲
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
14.2%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 50522

Population: 695

💰 Median Household Income
$73,958
This area
$73,958
State
$71,886
USA
$74,580
🏠 Renter Occupied
17.4%
This area
17.4%
State
19.7%
USA
34.0%
💼 Unemployment Rate
0.6%
This area
0.6%
State
0.0%
USA
3.7%
🎓 College Educated
15.8%
This area
15.8%
State
18.8%
USA
33.7%
👤 Median Age
38.3 years
This area
38.3 years
State
40.2 years
USA
38.9 years
🏚️ Vacancy Rate
14.2%
This area
14.2%
State
11.7%
USA
10.5%
👥 Population by Ethnicity
White 96.2%
Other/Mixed 3.5%
Hispanic/Latino 0.2%
Asian 0.2%
👶 Under 18
26.6%
This area
26.6%
USA
22.0%
👴 65 and Over
23.8%
This area
23.8%
USA
17.3%
📊 Poverty Rate
15.5%
This area
15.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

How much should I expect to pay for a home in Burt, IA?

Expect median prices around $127K in Burt, IA. The market has run at a 0.0% 5-year CAGR, so entry costs have been predictable.

How deep is the rental pool in Burt, IA?

Expect a solid tenant pool in Burt, IA. The rental market absorbs $918/mo rents without meaningful friction.

What is the typical vacancy rate in Burt, IA?

Occupancy in Burt, IA runs consistent with elevated vacancy. Well-priced units at $918/mo lease on reasonable timelines.

Are landlord laws favorable in Burt, IA?

Burt, IA operates under IA law, which is landlord-friendly overall for landlords. Expect consistent treatment in typical lease and eviction cases.

Is Burt, IA a good place for real estate investing?

Yes - Burt, IA a 2.0/5 investability score. With $127K home prices against $918/mo monthly rent, the market delivers a reasonable entry point for new investors.

You know 50522 now. You don’t know where it ranks.

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