Real Estate Investing in Ventura, Iowa (50482)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Cerro Gordo County • Population: 701 • Data updated: September 2026

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Should you buy in 50482 (Ventura, IA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (56/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 32.3% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 26.8 — hard to cash-flow at these prices.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Ventura, IA (50482)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $318,207
Avg Monthly Rent $990
1% Rule ✗ Does Not Meet
Median Income $72,500
% Renters 20.9%

Market Analysis: 50482 Ventura

Turning to rents, ZIP 50482 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $318K median. It rewards specialists, not generalists.

For an experienced owner, 50482 can be a a credible choice for hunting ground — but the discount at $318K reflects genuine risk that outside investors often underestimate.

In practical terms, 50482 offers a low basis, the region around Ventura has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Employment concentration in 50482 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Strategy in 50482 is an operator game, not a passive one. Turning to rents, entry prices of $318K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Ventura:

C+ Average
Buy Confidence Score: 65/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.4× the median income
Value Trend
Rising (+6.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $990/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Mason City, IA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Mason City, IA metro data

Market Trends

Home Value History (with trend line)

$335K$291K$248K$204K$161K$117KJun 2009Jan 2018Jul 2026

📊 How Does 50482 Compare?

Metric 50482 Ventura Mason City, IA Iowa
Home Value $318,207 $318,207 N/A $227,232
5-Year CAGR 6.0% 6.0% N/A 6.0%
Avg Rent $990 $990 N/A -
Cap Rate 2.4% 2.4% - -
💡 Why Invest in 50482? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 50482 (Ventura, IA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.4%
Low
5yr Growth
+6.0%
Strong

📉 Market Crash Risk Index

Based on Mason City, IA metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
66%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $318,207
Monthly Rent $990
Price-to-Rent 26.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.7%
Cap Rate 2.4%
5-Year IRR 8.4%

📈 Home Appreciation

1-Year +6.2% ▲
3-Year CAGR +4.3% ▲
5-Year CAGR +6.0% ▲
10-Year CAGR +6.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
32.3%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.0%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 50482

Population: 701

💰 Median Household Income
$72,500
This area
$72,500
State
$71,886
USA
$74,580
🏠 Renter Occupied
20.9%
This area
20.9%
State
19.7%
USA
34.0%
💼 Unemployment Rate
0.7%
This area
0.7%
State
0.0%
USA
3.7%
🎓 College Educated
27.2%
This area
27.2%
State
18.8%
USA
33.7%
👤 Median Age
53.2 years
This area
53.2 years
State
40.2 years
USA
38.9 years
🏚️ Vacancy Rate
32.3%
This area
32.3%
State
11.7%
USA
10.5%
👥 Population by Ethnicity
White 97.1%
Other/Mixed 2.9%
Hispanic/Latino 2.3%
👶 Under 18
15.3%
This area
15.3%
USA
22.0%
👴 65 and Over
20.7%
This area
20.7%
USA
17.3%
📊 Poverty Rate
5.8%
This area
5.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

2 Nearby
D
Waldorf University
2,657 students · 12.6 mi
C+
La James College of Hairstyling and Cosmetology
56 students · 14.4 mi

Frequently Asked Questions

How do landlord-tenant laws work in Ventura, IA?

Landlord-friendliness in Ventura, IA is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

Is the tenant base reliable in Ventura, IA?

Tenant quality in Ventura, IA ranks as solid. Landlords generally report stable occupancy at market rents of $990/mo.

What are home prices like in Ventura, IA?

Homes in Ventura, IA typically sell near $318K. Prices have moved at a 0.0% 5-year CAGR, which predictable long-term demand.

Is real estate in Ventura, IA a good investment right now?

Investors tracking Ventura, IA will find a 3.0/5 rating supported by $318K median home values and $990/mo rents. That profile suits long-term holders targeting predictable returns.

What are rental rates like in Ventura, IA?

Ventura, IA rentals go for roughly $990/mo a month. That puts gross yield in solid territory relative to $318K acquisition costs.

You know 50482 now. You don’t know where it ranks.

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How 50482 ranks in Mason City, IA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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