Real Estate Investing in Kensett, Iowa (50448)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Worth County • Population: 613 • Data updated: September 2026

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Should you buy in 50448 (Kensett, IA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (84/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Kensett, IA (50448)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $183,278
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $65,000
% Renters 19.9%

Market Analysis: 50448 Kensett

The 50448 ZIP in Kensett, IA is a local-operator market. Outside capital chasing a $183K entry has to pair deep knowledge with the discount.

The 50448 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Nearby ZIPs in Kensett have seen price recovery that 50448 has not matched. Worth County data supports the view that the spread is structural rather than temporary.

Resident income in 50448 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

The 50448 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Kensett:

B Good
Buy Confidence Score: 73/100
Affordability
20/25
Appreciation
25/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.8× the median income
Value Trend
Rising (+7.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Mason City, IA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Mason City, IA metro data

Market Trends

Home Value History (with trend line)

$197K$177K$157K$137K$116K$96KFeb 2019Nov 2022Jul 2026

📊 How Does 50448 Compare?

Metric 50448 Kensett Mason City, IA Iowa
Home Value $183,278 $183,278 N/A $227,232
5-Year CAGR 7.4% 7.4% N/A 6.0%
Avg Rent $873 $873 N/A -
Cap Rate 3.7% 3.7% - -
💡 Why Invest in 50448? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 50448 (Kensett, IA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.7%
Low
5yr Growth
+7.4%
Strong

📉 Market Crash Risk Index

Based on Mason City, IA metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
66%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $183,278
Monthly Rent $873
Price-to-Rent 17.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.7%
Cap Rate 3.7%
5-Year IRR 11.1%

📈 Home Appreciation

1-Year +7.7% ▲
3-Year CAGR +6.7% ▲
5-Year CAGR +7.4% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.9%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.4%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 50448

Population: 613

💰 Median Household Income
$65,000
This area
$65,000
State
$71,886
USA
$74,580
🏠 Renter Occupied
19.9%
This area
19.9%
State
19.7%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
0.0%
USA
3.7%
🎓 College Educated
15.2%
This area
15.2%
State
18.8%
USA
33.7%
👤 Median Age
58.7 years
This area
58.7 years
State
40.2 years
USA
38.9 years
🏚️ Vacancy Rate
6.9%
This area
6.9%
State
11.7%
USA
10.5%
👥 Population by Ethnicity
White 95.6%
Black/African American 2.9%
Other/Mixed 1.7%
Hispanic/Latino 1.4%
👶 Under 18
14.8%
This area
14.8%
USA
22.0%
👴 65 and Over
25.6%
This area
25.6%
USA
17.3%
📊 Poverty Rate
5.4%
This area
5.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

2 Nearby 476 Off-Campus Students
C+
La James College of Hairstyling and Cosmetology
56 students · 13.8 mi
C+
North Iowa Area Community College
2,471 students · 14.6 mi

Frequently Asked Questions

What investment strategy works best in Kensett, IA?

In Kensett, IA the resilient play is typically careful cash-flow rentals with hands-on management. The combination of $183K prices and $873/mo rents suits that approach.

Are homes affordable in Kensett, IA?

Kensett, IA median home values land near $183K. That is reasonable territory for investors looking at $873/mo-per-month rentals.

How does Kensett, IA stack up for property investment?

Kensett, IA reflects an investability rating of 3.0/5, with median home values near $183K and average rents around $873/mo. That combination puts it in the notable tier for investor interest.

How qualified is the tenant pool in Kensett, IA?

Expect a solid tenant pool in Kensett, IA. The rental market absorbs $873/mo rents without meaningful friction.

What is the typical vacancy rate in Kensett, IA?

Kensett, IA vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

You know 50448 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 50448 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 50448 ranks in Mason City, IA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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