Real Estate Investing in Pella, Iowa (50219)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Marion County • Population: 14,267 • Data updated: September 2026

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Should you buy in 50219 (Pella, IA)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (72/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 26.7 — hard to cash-flow at these prices.

What’s happening in Pella, IA (50219)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $362,873
Avg Monthly Rent $1,135
1% Rule ✗ Does Not Meet
Median Income $86,588
% Renters 27.2%

Market Analysis: 50219 Pella

Not every below-median market is a bargain. Pella's 50219 ZIP comes in at signals that favor experienced operators who can absorb the risk $363K pricing implies.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 50219 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Within IA, ZIP 50219 trails on several market indicators that neighboring Marion County submarkets outperform. The gap is real and notable enough to shape underwriting.

A solid renter share of 27% in 50219 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Strategy in 50219 is an operator game, not a passive one. On the rental side, entry prices of $363K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Pella:

C+ Average
Buy Confidence Score: 69/100
Affordability
15/25
Appreciation
22/25
Stability
11/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.2× the median income
Value Trend
Rising (+5.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,135/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Pella, IA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Pella, IA metro data
🏠

Property Strategy for 50219

Which property type performs best in this market?

Best for Cash Flow
2BR
3.4% cap rate
Best for Appreciation
4BR
+7.3% 5yr CAGR
Best Overall Value
4BR
$103,530/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $249,915 $1,170 3.4% +7.1% $124,958
3BR $330,706 $1,400 3.0% +6.9% $110,235
4BR $414,122 $1,560 2.7% +7.3% $103,530
5BR $532,481 +7.2% $106,496

Market Trends

Home Value History (with trend line)

$380K$332K$284K$235K$187K$138KFeb 2009Nov 2017Jul 2026

Rent History (with trend line)

$1,197$1,149$1,101$1,053$1,005$957Nov 2024Sep 2025Jul 2026

📊 How Does 50219 Compare?

Metric 50219 Pella Pella, IA Iowa
Home Value $362,873 $362,873 N/A $227,232
5-Year CAGR 5.9% 5.9% N/A 6.0%
Avg Rent $1,135 $1,135 N/A -
Cap Rate 2.4% 2.4% - -
💡 Why Invest in 50219? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 50219 (Pella, IA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.4%
Low
5yr Growth
+5.9%
Moderate

📉 Market Crash Risk Index

Based on Pella, IA metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
67%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $362,873
Monthly Rent $1,135
Price-to-Rent 26.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.8%
Cap Rate 2.4%
5-Year IRR 8.3%

📈 Home Appreciation

1-Year +5.1% ▲
3-Year CAGR +5.2% ▲
5-Year CAGR +5.9% ▲
10-Year CAGR +6.3% ▲

🏠 Rent Trends

1-Year +6.8% ▲
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.5%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.9%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 50219

Population: 14,267

💰 Median Household Income
$86,588
This area
$86,588
State
$71,886
USA
$74,580
🏠 Renter Occupied
27.2%
This area
27.2%
State
19.7%
USA
34.0%
💼 Unemployment Rate
1.0%
This area
1.0%
State
0.0%
USA
3.7%
🎓 College Educated
46.5%
This area
46.5%
State
18.8%
USA
33.7%
👤 Median Age
37.6 years
This area
37.6 years
State
40.2 years
USA
38.9 years
🏚️ Vacancy Rate
4.5%
This area
4.5%
State
11.7%
USA
10.5%
👥 Population by Ethnicity
White 95.6%
Other/Mixed 2.7%
Hispanic/Latino 1.5%
Asian 1.2%
Black/African American 0.5%
👶 Under 18
22.9%
This area
22.9%
USA
22.0%
👴 65 and Over
19.2%
This area
19.2%
USA
17.3%
📊 Poverty Rate
1.9%
This area
1.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 50219

A Avg School Grade
5 Schools
15.3:1 Avg Class Size
$14,628 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Jefferson Intermediate

📚 04 – 06 School
👥
502 Students
👨‍🏫
15.0:1 Class Size
💰
$14,628 Per Student
A Very Good

Lincoln Elementary School

📚 Pre-K – 03 Elementary
👥
334 Students
👨‍🏫
14.0:1 Class Size
💰
$14,628 Per Student
A Very Good

Madison Elementary School

📚 Pre-K – 03 Elementary
👥
486 Students
👨‍🏫
14.2:1 Class Size
💰
$14,628 Per Student
B+ Above Average

Pella High School

📚 09 – 12 High School
👥
791 Students
👨‍🏫
17.0:1 Class Size
💰
$14,628 Per Student
B+ Above Average

Pella Middle School

📚 07 – 08 Middle
👥
363 Students
👨‍🏫
16.1:1 Class Size
💰
$14,628 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby
C+
Central College
1,095 students · 1.8 mi

Frequently Asked Questions

Are tenants stable in Pella, IA?

Working renters make up the core of the Pella, IA tenant base. The pool is reasonable for investors targeting long-term holds.

Do rentals sit vacant long in Pella, IA?

Expect elevated vacancy in Pella, IA. Rents at $1,135/mo are absorbed by the tenant base without meaningful lag.

How expensive is real estate in Pella, IA?

Median home price in Pella, IA is near $363K, with a 5-year CAGR of 0.0%. Prices have been consistent and supportive of buy-and-hold strategies.

What does house hacking look like in Pella, IA?

The a challenging house-hack environment in Pella, IA reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

How landlord-friendly is Pella, IA?

Landlord-friendliness in Pella, IA is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

You know 50219 now. You don’t know where it ranks.

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How 50219 ranks in Pella, IA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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