Real Estate Investing in Lovilia, Iowa (50150)
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Should you buy in 50150 (Lovilia, IA)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 9.5% vacancy may signal weakening demand.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Lovilia, IA (50150)?
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Market Analysis: 50150 Lovilia
Stepping back, ZIP 50150 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $151K median. It rewards specialists, not generalists.
For an experienced owner, 50150 can be a a strong candidate for hunting ground — but the discount at $151K reflects genuine risk that outside investors often underestimate.
ZIP 50150's metrics run below Monroe County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Demographically, 50150 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
leans the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Lovilia:
Market Trends
Home Value History (with trend line)
📊 How Does 50150 Compare?
| Metric | 50150 | Lovilia | Iowa |
|---|---|---|---|
| Home Value | $150,954 | $150,954 | $227,232 |
| 5-Year CAGR | 6.5% | 6.5% | 6.0% |
| Avg Rent | $828 | $828 | - |
| Cap Rate | 4.3% | 4.3% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 50150 (Lovilia, IA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $150,954 |
| Monthly Rent | $828 |
| Price-to-Rent | 15.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.6% |
| Cap Rate | 4.3% |
| 5-Year IRR | 10.8% |
📈 Home Appreciation
| 1-Year | +4.2% ▲ |
| 3-Year CAGR | +2.7% ▲ |
| 5-Year CAGR | +6.5% ▲ |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 50150
Population: 827
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
How does Lovilia, IA stack up for property investment?
Yes - Lovilia, IA a 3.0/5 investability score. With $151K home prices against $828/mo monthly rent, the market delivers a reasonable entry point for new investors.
Are tenants stable in Lovilia, IA?
Lovilia, IA draws a predictable base of working renters. Demand at the $828/mo rent level is reasonable for standard single-family and small multi rentals.
What do rentals go for in Lovilia, IA?
Average rent in Lovilia, IA is approximately $828/mo per month. Against $151K home values that yields a reasonable rent-to-price ratio.
Is vacancy a concern in Lovilia, IA?
Rental vacancy in Lovilia, IA is elevated. Investors should budget normal turnover but not chronic empty units.
Is Lovilia, IA good for house hacking?
House hacking in Lovilia, IA is a challenging. With home values around $151K and rents at $828/mo, owner-occupants can offset a meaningful share of PITI.
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