Real Estate Investing in Chariton, Iowa (50049)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 50049 (Chariton, IA)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 8.7% vacancy may signal weakening demand.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Chariton, IA (50049)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 50049 Chariton
This part of Lucas County is not an easy win. The 50049 ZIP reports softness in key indicators, and the playbook that works in cleaner markets often stalls here.
Distressed markets are won on execution, not on spreadsheets. ZIP 50049 clocks in at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
Statewide comparisons place 50049 among IA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
Demographically, 50049 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
New investors are better served looking at Chariton's stable or hybrid ZIPs before stepping into 50049. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Chariton:
Property Strategy for 50049
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $154,492 | $970 | 4.5% | — | $77,246 |
| 3BR | $231,968 | $1,240 | 3.8% | +7.6% | $77,323 |
| 4BR | $232,201 | $1,290 | 4.0% | — | $58,050 |
Market Trends
Home Value History (with trend line)
📊 How Does 50049 Compare?
| Metric | 50049 | Chariton | Iowa |
|---|---|---|---|
| Home Value | $176,695 | $176,695 | $227,232 |
| 5-Year CAGR | 5.2% | 5.2% | 6.0% |
| Avg Rent | $873 | $873 | - |
| Cap Rate | 3.9% | 3.9% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 50049 (Chariton, IA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $176,695 |
| Monthly Rent | $873 |
| Price-to-Rent | 16.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.9% |
| Cap Rate | 3.9% |
| 5-Year IRR | 9.1% |
📈 Home Appreciation
| 1-Year | +8.0% ▲ |
| 3-Year CAGR | +2.8% ▲ |
| 5-Year CAGR | +5.2% ▲ |
| 10-Year CAGR | +7.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 50049
Population: 6,425
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 50049
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How strict are landlord regulations in Chariton, IA?
Chariton, IA operates under IA law, which is landlord-friendly overall for landlords. Expect stable treatment in typical lease and eviction cases.
How qualified is the tenant pool in Chariton, IA?
Expect a solid tenant pool in Chariton, IA. The rental market absorbs $873/mo rents without meaningful friction.
What is the typical home price in Chariton, IA?
In Chariton, IA the median home value sits at $177K. Against the broader IA market, that reads as reasonable for most investors.
Can I house hack in Chariton, IA?
Chariton, IA is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $177K price point reasonable to enter.
Where do rents currently stand in Chariton, IA?
The typical rental in Chariton, IA commands about $873/mo monthly. That rent profile predictable cash flow against the $177K purchase basis.
You know 50049 now. You don’t know where it ranks.
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Community Ratings
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