Real Estate Investing in Keswick, Iowa (50136)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Keokuk County • Population: 411 • Data updated: September 2026

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Should you buy in 50136 (Keswick, IA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (54/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (38/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 18.0% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Keswick, IA (50136)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $129,514
Avg Monthly Rent $963
1% Rule ✗ Does Not Meet
Median Income $62,625
% Renters 21.4%

Market Analysis: 50136 Keswick

On the rental side, ZIP 50136 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $130K median. It rewards specialists, not generalists.

Rent of $963/mo on a $130K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 50136 sits below the stated 0.0% once reality is priced in.

Regionally, 50136 sits on the difficult end of the IA spectrum. The a solid fit for read — for disciplined operators — is that pricing reflects the difficulty.

From a cash-flow lens, 411 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Experienced landlords with local relationships tend to find 50136 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Keswick:

B+ Great
Buy Confidence Score: 80/100
Affordability
25/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.1× the median income
Value Trend
Rising (+11.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $963/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This area shows favorable conditions for homebuyers. Solid fundamentals with reasonable affordability.

Market Trends

Home Value History (with trend line)

$146K$140K$133K$127K$120K$114KFeb 2022May 2024Jul 2026

📊 How Does 50136 Compare?

Metric 50136 Keswick Iowa
Home Value $129,514 $129,514 $227,232
5-Year CAGR N/A N/A 6.0%
Avg Rent $963 $963 -
Cap Rate 5.8% 5.8% -
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 50136 (Keswick, IA). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
5.8%
Fair

📊 Market Snapshot

Home Value $129,514
Monthly Rent $963
Price-to-Rent 11.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.9%
Cap Rate 5.8%
5-Year IRR 7.3%

📈 Home Appreciation

1-Year +11.0% ▲
3-Year CAGR +1.5% ▲
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
18.0%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 50136

Population: 411

💰 Median Household Income
$62,625
This area
$62,625
State
$71,886
USA
$74,580
🏠 Renter Occupied
21.4%
This area
21.4%
State
19.7%
USA
34.0%
💼 Unemployment Rate
2.4%
This area
2.4%
State
0.0%
USA
3.7%
🎓 College Educated
18.0%
This area
18.0%
State
18.8%
USA
33.7%
👤 Median Age
48.7 years
This area
48.7 years
State
40.2 years
USA
38.9 years
🏚️ Vacancy Rate
18.0%
This area
18.0%
State
11.7%
USA
10.5%
👥 Population by Ethnicity
White 93.1%
Other/Mixed 6.9%
Hispanic/Latino 2.0%
👶 Under 18
21.6%
This area
21.6%
USA
22.0%
👴 65 and Over
28.2%
This area
28.2%
USA
17.3%
📊 Poverty Rate
6.3%
This area
6.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 50136

Nearby Schools (2 more)

Schools in adjacent ZIP codes that may serve this area

A Very Good

Tri-County JR/SR High School

📚 07 – 12 High School
📍 3003 Hwy 22, Thornburg
👥
86 Students
👨‍🏫
10.1:1 Class Size
💰
$22,146 Per Student
A Very Good

Tri-County Elementary School

📚 Pre-K – 06 School
📍 3003 Hwy 22, Thornburg
👥
106 Students
👨‍🏫
15.7:1 Class Size
💰
$22,146 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What is the smart move for investors in Keswick, IA?

Most investors in Keswick, IA run a careful cash-flow rentals with hands-on management strategy. It aligns with the 2.0/5 investability profile and the market fundamentals.

What monthly rent should investors expect in Keswick, IA?

Rental rates in Keswick, IA average $963/mo. Tenant demand and $130K home values make the yield look reasonable by investor standards.

Do landlords face vacancy issues in Keswick, IA?

Expect elevated vacancy in Keswick, IA. Rents at $963/mo are absorbed by the tenant base without meaningful lag.

Is Keswick, IA good for landlords?

Keswick, IA falls under IA landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

How much does a house cost in Keswick, IA?

Homes in Keswick, IA typically sell near $130K. Prices have moved at a 0.0% 5-year CAGR, which steady long-term demand.

You know 50136 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 50136 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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