Real Estate Investing in Grand Junction, Iowa (50107)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 50107 (Grand Junction, IA)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 9.8% vacancy may signal weakening demand.
- Elevated poverty: 25.4% poverty rate — can affect rent collection.
- Higher unemployment: 8.4% unemployment — tenant risk signal.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Grand Junction, IA (50107)?
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Market Analysis: 50107 Grand Junction
ZIP 50107 in Grand Junction, IA carries a resilient set of headwinds. Home values near $121K and rents of $954/mo sit inside a market where underwriting has to be tight.
From a cash-flow lens, the numbers look inviting — $121K purchase price, 0.0% nominal cap — the work to hit that pro forma in 50107 is substantial and deserves full respect.
Statewide comparisons place 50107 among IA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
Employment concentration in 50107 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
Distressed ZIPs reward experience. solid returns are possible in 50107, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Grand Junction:
Property Strategy for 50107
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $77,791 | $1,060 | 9.8% | +4.1% | $38,896 |
| 3BR | $121,461 | $1,470 | 8.7% | +7.8% | $40,487 |
Market Trends
Home Value History (with trend line)
📊 How Does 50107 Compare?
| Metric | 50107 | Grand Junction | Ames, IA | Iowa |
|---|---|---|---|---|
| Home Value | $121,141 | $121,141 | N/A | $227,232 |
| 5-Year CAGR | 5.8% | 5.8% | N/A | 6.0% |
| Avg Rent | $954 | $954 | N/A | - |
| Cap Rate | 6.1% | 6.1% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 50107 (Grand Junction, IA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $121,141 |
| Monthly Rent | $954 |
| Price-to-Rent | 10.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 9.5% |
| Cap Rate | 6.1% |
| 5-Year IRR | 12.0% |
📈 Home Appreciation
| 1-Year | +5.8% ▲ |
| 3-Year CAGR | +6.1% ▲ |
| 5-Year CAGR | +5.8% ▲ |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (6.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 50107
Population: 791
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
Is real estate in Grand Junction, IA a good investment right now?
Grand Junction, IA clocks in at an investability rating of 3.0/5, with median home values near $121K and average rents around $954/mo. That combination puts it in the substantial tier for investor interest.
How high is vacancy risk in Grand Junction, IA?
Grand Junction, IA vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
What is the typical rental rate in Grand Junction, IA?
Grand Junction, IA rentals go for roughly $954/mo a month. That puts gross yield in solid territory relative to $121K acquisition costs.
Is Grand Junction, IA suited for a house hack?
Grand Junction, IA is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $121K price point reasonable to enter.
Which investment style suits Grand Junction, IA?
Grand Junction, IA investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($121K prices, $954/mo rents) make it a reasonable choice.
You know 50107 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 50107 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 50107 ranks in Ames, IA
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