Real Estate Investing in Ogden, Iowa (50212)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Boone • Population: 3,109 • Data updated: September 2026

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Should you buy in 50212 (Ogden, IA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (66/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 8.8% vacancy may signal weakening demand.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Ogden, IA (50212)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $242,871
Avg Monthly Rent $864
1% Rule ✗ Does Not Meet
Median Income $76,680
% Renters 20.1%

Market Analysis: 50212 Ogden

ZIP 50212 inside Boone looks affordable on the surface — median value of $243K — but the discount exists for reasons that a careful buyer should understand before committing.

The 50212 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

ZIP 50212's metrics run below Boone's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Demographically, 50212 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Experienced landlords with local relationships tend to find 50212 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Ogden:

B Good
Buy Confidence Score: 72/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.2× the median income
Value Trend
Rising (+8.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $864/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 50212

Which property type performs best in this market?

Best for Cash Flow
3BR
3.9% cap rate
Best for Appreciation
3BR
+7.6% 5yr CAGR
Best Overall Value
4BR
$68,581/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $178,159 $960 3.9% +7.6% $89,080
3BR $247,130 $1,340 3.9% +7.6% $82,377
4BR $274,324 $1,400 3.7% +7.0% $68,581

Market Trends

Home Value History (with trend line)

$257K$222K$187K$152K$117K$81KApr 2009Dec 2017Jul 2026

📊 How Does 50212 Compare?

Metric 50212 Ogden Iowa
Home Value $242,871 $242,871 $227,232
5-Year CAGR 6.8% 6.8% 6.0%
Avg Rent $864 $864 -
Cap Rate 2.8% 2.8% -
💡 Why Invest in 50212? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 50212 (Ogden, IA). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 50212 (Ogden, IA)?

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Investability
Good
Cap Rate
2.8%
Low
5yr Growth
+6.8%
Strong

📊 Market Snapshot

Home Value $242,871
Monthly Rent $864
Price-to-Rent 23.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.3%
Cap Rate 2.8%
5-Year IRR 9.6%

📈 Home Appreciation

1-Year +8.7% ▲
3-Year CAGR +6.2% ▲
5-Year CAGR +6.8% ▲
10-Year CAGR +7.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
8.8%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.8%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 50212

Population: 3,109

💰 Median Household Income
$76,680
This area
$76,680
State
$71,886
USA
$74,580
🏠 Renter Occupied
20.1%
This area
20.1%
State
19.7%
USA
34.0%
💼 Unemployment Rate
2.0%
This area
2.0%
State
0.0%
USA
3.7%
🎓 College Educated
25.8%
This area
25.8%
State
18.8%
USA
33.7%
👤 Median Age
40.8 years
This area
40.8 years
State
40.2 years
USA
38.9 years
🏚️ Vacancy Rate
8.8%
This area
8.8%
State
11.7%
USA
10.5%
👥 Population by Ethnicity
White 99.2%
Other/Mixed 0.8%
👶 Under 18
22.2%
This area
22.2%
USA
22.0%
👴 65 and Over
21.5%
This area
21.5%
USA
17.3%
📊 Poverty Rate
3.7%
This area
3.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 50212

B Avg School Grade
3 Schools
14.9:1 Avg Class Size
$13,885 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Ogden Elementary School

📚 Pre-K – 05 Elementary
👥
332 Students
👨‍🏫
14.7:1 Class Size
💰
$13,885 Per Student
B+ Above Average

Ogden High School

📚 09 – 12 High School
👥
237 Students
👨‍🏫
12.3:1 Class Size
💰
$13,885 Per Student
B Good

Ogden Middle School

📚 06 – 08 Middle
👥
172 Students
👨‍🏫
17.8:1 Class Size
💰
$13,885 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What kind of vacancy should I budget for in Ogden, IA?

Ogden, IA vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

Are rents high in Ogden, IA?

Ogden, IA rentals go for roughly $864/mo a month. That puts gross yield in solid territory relative to $243K acquisition costs.

What is the median home value in Ogden, IA?

Typical homes in Ogden, IA go for around $243K. The 5-year CAGR of 0.0% reliable price movement.

Are renters plentiful in Ogden, IA?

Ogden, IA draws a predictable base of working renters. Demand at the $864/mo rent level is reasonable for standard single-family and small multi rentals.

Is Ogden, IA a good place for real estate investing?

Yes - Ogden, IA a 3.0/5 investability score. With $243K home prices against $864/mo monthly rent, the market delivers a reasonable entry point for new investors.

You know 50212 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 50212 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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