Real Estate Investing in Maple City, Michigan (49664)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 49664 (Maple City, MI)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 38.1% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 36.2 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Maple City, MI (49664)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 49664 Maple City
The 49664 ZIP in Maple City, MI is a local-operator market. Outside capital chasing a $629K entry has to pair deep knowledge with the discount.
The 49664 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Statewide comparisons place 49664 among MI's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
The 49664 ZIP's population of 2,252 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that comes in at the need for careful underwriting.
The 49664 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Maple City:
Market Trends
Home Value History (with trend line)
📊 How Does 49664 Compare?
| Metric | 49664 | Maple City | Traverse City, MI | Michigan |
|---|---|---|---|---|
| Home Value | $628,963 | $984,833 | N/A | $253,279 |
| 5-Year CAGR | 6.7% | 7.5% | N/A | 6.8% |
| Avg Rent | $1,449 | $1,413 | N/A | - |
| Cap Rate | 1.8% | 1.3% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 49664 (Maple City, MI). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 49664 (Maple City, MI)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $628,963 |
| Monthly Rent | $1,449 |
| Price-to-Rent | 36.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 2.8% |
| Cap Rate | 1.8% |
| 5-Year IRR | 8.5% |
📈 Home Appreciation
| 1-Year | +7.3% ▲ |
| 3-Year CAGR | +4.2% ▲ |
| 5-Year CAGR | +6.7% ▲ |
| 10-Year CAGR | +8.2% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 49664
Population: 2,252
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 49664
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What is the typical home price in Maple City, MI?
Homes in Maple City, MI typically sell near $629K. Prices have moved at a 0.0% 5-year CAGR, which steady long-term demand.
What is the typical renter like in Maple City, MI?
Maple City, MI offers a predictable renter base at the $1,449/mo rent level. Tenant turnover is reasonable for well-managed properties.
How quickly do rentals get leased in Maple City, MI?
Maple City, MI carries elevated vacancy risk. Expect predictable absorption at market rents of $1,449/mo.
How much do tenants pay in Maple City, MI?
Expect rents around $1,449/mo per month in Maple City, MI. With home values at $629K, the yield math works out to reasonable levels for rental investors.
Can owner-occupants cash flow in Maple City, MI?
Maple City, MI offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,449/mo rent level.
You know 49664 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 49664 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 49664 ranks in Traverse City, MI
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 49664 (Maple City)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 49664 (Maple City, MI).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.