Real Estate Investing in Roosevelt Park, Michigan (49441)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Muskegon County • Population: 36,703 • Data updated: September 2026

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Should you buy in 49441 (Roosevelt Park, MI)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (70/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 10.5% vacancy may signal weakening demand.

What’s happening in Roosevelt Park, MI (49441)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $261,931
Avg Monthly Rent $1,321
1% Rule ✗ Does Not Meet
Median Income $62,921
% Renters 26.4%

Market Analysis: 49441 Roosevelt Park

Looking more closely, ZIP 49441 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $262K median. It rewards specialists, not generalists.

Meanwhile, the numbers look inviting — $262K purchase price, 0.0% nominal cap — the work to hit that pro forma in 49441 is substantial and deserves full respect.

ZIP 49441's metrics run below Muskegon County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Resident income in 49441 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Experienced landlords with local relationships tend to find 49441 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Roosevelt Park:

B Good
Buy Confidence Score: 73/100
Affordability
15/25
Appreciation
22/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.2× the median income
Value Trend
Rising (+7.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,321/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Muskegon, MI Metro Area
Even conditions for buyers and sellers
28 days
Average time to sell
Fast
13.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Muskegon, MI metro data
🏠

Property Strategy for 49441

Which property type performs best in this market?

Best for Cash Flow
1BR
4.8% cap rate
Best for Appreciation
1BR
+12.1% 5yr CAGR
Best Overall Value
5BR
$70,264/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $148,540 $1,000 4.8% +12.1% $148,540
2BR $200,408 $1,310 4.7% +9.7% $100,204
3BR $247,087 $1,580 4.6% +8.3% $82,362
4BR $307,071 $1,730 4.1% +8.4% $76,768
5BR $351,318 +8.4% $70,264

Market Trends

Home Value History (with trend line)

$277K$234K$192K$149K$106K$64KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,362$1,273$1,184$1,094$1,005$915Mar 2024May 2025Jul 2026

📊 How Does 49441 Compare?

Metric 49441 Roosevelt Park Muskegon, MI Michigan
Home Value $261,931 $261,931 N/A $253,279
5-Year CAGR 6.0% 6.0% N/A 6.8%
Avg Rent $1,321 $1,321 N/A -
Cap Rate 3.9% 3.9% - -
💡 Why Invest in 49441? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 49441 (Roosevelt Park, MI). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.9%
Low
5yr Growth
+6.0%
Moderate

📉 Market Crash Risk Index

Based on Muskegon, MI metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
46%
Days Pending
0/2
28 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $261,931
Monthly Rent $1,321
Price-to-Rent 16.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.1%
Cap Rate 3.9%
5-Year IRR 9.9%

📈 Home Appreciation

1-Year +7.1% ▲
3-Year CAGR +5.3% ▲
5-Year CAGR +6.0% ▲
10-Year CAGR +9.1% ▲

🏠 Rent Trends

1-Year +4.5% ▲
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
10.5%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.0%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 49441

Population: 36,703

💰 Median Household Income
$62,921
This area
$62,921
State
$68,013
USA
$74,580
🏠 Renter Occupied
26.4%
This area
26.4%
State
19.4%
USA
34.0%
💼 Unemployment Rate
3.5%
This area
3.5%
State
-2.8%
USA
3.7%
🎓 College Educated
27.5%
This area
27.5%
State
16.5%
USA
33.7%
👤 Median Age
40.6 years
This area
40.6 years
State
36.1 years
USA
38.9 years
🏚️ Vacancy Rate
10.5%
This area
10.5%
State
20.4%
USA
10.5%
👥 Population by Ethnicity
White 82.2%
Black/African American 9.8%
Other/Mixed 6.8%
Hispanic/Latino 2.7%
Asian 1.2%
👶 Under 18
21.0%
This area
21.0%
USA
22.0%
👴 65 and Over
21.1%
This area
21.1%
USA
17.3%
📊 Poverty Rate
7.7%
This area
7.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 49441

B+ Avg School Grade
12 Schools
16.2:1 Avg Class Size
$22,068 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Marquette Elementary School

📚 Pre-K – 05 Elementary
👥
320 Students
👨‍🏫
12.1:1 Class Size
💰
$23,178 Per Student
A+ Excellent

Ross Park Elementary School

📚 Pre-K – 05 Elementary
👥
446 Students
👨‍🏫
13.5:1 Class Size
💰
$23,501 Per Student
A Very Good

Bunker Elementary

📚 Pre-K – 05 Elementary
👥
620 Students
👨‍🏫
15.8:1 Class Size
💰
$23,178 Per Student
A Very Good

Lincoln Park Elementary School

📚 Pre-K – 05 Elementary
👥
414 Students
👨‍🏫
17.2:1 Class Size
💰
$23,501 Per Student
A Very Good

Mona Shores Middle School

📚 06 – 08 Middle
👥
937 Students
👨‍🏫
17.9:1 Class Size
💰
$23,501 Per Student
A Very Good

Campbell Elementary School

📚 Pre-K – 05 Elementary
👥
456 Students
👨‍🏫
18.2:1 Class Size
💰
$23,501 Per Student
A Very Good

Churchill Elementary School

📚 Pre-K – 05 Elementary
👥
426 Students
👨‍🏫
18.9:1 Class Size
💰
$23,501 Per Student
A Very Good

Lighthouse AcademyMuskegon Community Building

📚 06 – 12 High School Charter
👥
5 Students
👨‍🏫
2.5:1 Class Size
💰
$21,262 Per Student
B+ Above Average

Mona Shores High School

📚 09 – 12 High School
👥
1,232 Students
👨‍🏫
19.2:1 Class Size
💰
$23,501 Per Student
B Good

Muskegon High School

📚 09 – 12 High School
👥
1,020 Students
👨‍🏫
22.9:1 Class Size
💰
$23,178 Per Student
B Good

Muskegon Community Education Center

📚 09 – 12 High School
👥
103 Students
👨‍🏫
19.2:1 Class Size
💰
$23,178 Per Student
C+ Average

Muskegon Montessori Academy for Environmental Change

📚 Pre-K – 08 School Charter
👥
155 Students
👨‍🏫
16.9:1 Class Size
💰
$9,836 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

4 Nearby 242 Off-Campus Students
D
Nuvo College of Cosmetology
87 students · 0.4 mi
D
Ross Medical Education Center-Roosevelt Park
109 students · 0.4 mi
C
Muskegon Community College
3,518 students · 5.8 mi
C
French Academy of Cosmetology
39 students · 8.6 mi

Frequently Asked Questions

Are renters plentiful in Roosevelt Park, MI?

Tenant demand in Roosevelt Park, MI is solid. The local workforce $1,321/mo rents across most rental classes.

Is Roosevelt Park in MI worth investing in?

The 3.0/5 investability rating in Roosevelt Park, MI reflects its $262K prices and $1,321/mo rents. Investors generally consider it a solid option within MI.

What are home prices like in Roosevelt Park, MI?

Typical homes in Roosevelt Park, MI go for around $262K. The 5-year CAGR of 0.0% steady price movement.

Is rental property easy to operate in Roosevelt Park, MI?

Roosevelt Park, MI falls under MI landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

Is Roosevelt Park, MI good for house hacking?

House hacking works a challenging in Roosevelt Park, MI. Rents of $1,321/mo against $262K acquisition make the strategy solid for owner-occupants.

You know 49441 now. You don’t know where it ranks.

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How 49441 ranks in Muskegon, MI

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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