Best ZIP Codes for Cash Flow in Muskegon, MI (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 49444 | Norton Shores, MI | $195,095 | $1,445 | 5.78% | 6.5% |
| 2 | 49442 | Muskegon, MI | $186,267 | $1,197 | 5.01% | 5.7% |
| 3 | 49441 | Roosevelt Park, MI | $261,931 | $1,321 | 3.93% | 6.0% |
| 4 | 49318 | Casnovia, MI | $318,000 | $1,368 | 3.36% | 5.5% |
| 5 | 49457 | Twin Lake, MI | $287,115 | $1,134 | 3.08% | 6.0% |
| 6 | 49303 | Bailey, MI | $298,397 | $1,170 | 3.06% | 5.9% |
| 7 | 49415 | Fruitport, MI | $343,247 | $1,269 | 2.88% | 6.1% |
| 8 | 49451 | Ravenna, MI | $308,130 | $1,116 | 2.83% | 5.8% |
| 9 | 49425 | Holton, MI | $263,979 | $936 | 2.77% | 6.0% |
| 10 | 49437 | Montague, MI | $281,723 | $936 | 2.59% | 5.8% |
| 11 | 49461 | Whitehall, MI | $338,124 | $1,017 | 2.35% | 5.8% |
| 12 | 49440 | Muskegon, MI | $346,071 | $936 | 2.11% | 2.9% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Muskegon, MI · Affordable in Muskegon, MI
Or see the full Muskegon, MI metro profile.