Real Estate Investing in Tecumseh, Michigan (49286)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Lenawee County • Population: 14,331 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 49286 (Tecumseh, MI)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (76/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Tecumseh, MI (49286)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $271,258
Avg Monthly Rent $1,044
1% Rule ✗ Does Not Meet
Median Income $73,270
% Renters 21.1%

Market Analysis: 49286 Tecumseh

The 49286 ZIP covers a section of Tecumseh that demands careful diligence. Prices near $271K look accessible, but the work to make a deal cash flow is real.

On balance, the numbers look inviting — $271K purchase price, 0.0% nominal cap — the work to hit that pro forma in 49286 is substantial and deserves full respect.

Regionally, 49286 sits on the difficult end of the MI spectrum. The a solid fit for read — for disciplined operators — is that pricing reflects the difficulty.

The 49286 ZIP's population of 14,331 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that reports the need for careful underwriting.

Strategically, 49286 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Tecumseh:

C+ Average
Buy Confidence Score: 69/100
Affordability
15/25
Appreciation
22/25
Stability
11/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.7× the median income
Value Trend
Rising (+10.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,044/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Adrian, MI Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
10.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Adrian, MI metro data
🏠

Property Strategy for 49286

Which property type performs best in this market?

Best for Cash Flow
3BR
4.3% cap rate
Best for Appreciation
2BR
+6.9% 5yr CAGR
Best Overall Value
5BR
$65,135/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $204,745 $1,160 4.1% +6.9% $102,373
3BR $246,458 $1,480 4.3% +6.6% $82,153
4BR $292,097 $1,610 4.0% +6.7% $73,024
5BR $325,676 +6.6% $65,135

Market Trends

Home Value History (with trend line)

$285K$245K$204K$163K$123K$82KJul 2006Jul 2016Jul 2026

📊 How Does 49286 Compare?

Metric 49286 Tecumseh Adrian, MI Michigan
Home Value $271,258 $271,258 N/A $253,279
5-Year CAGR 5.3% 5.3% N/A 6.8%
Avg Rent $1,044 $1,044 N/A -
Cap Rate 3.0% 3.0% - -
💡 Why Invest in 49286? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 49286 (Tecumseh, MI). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.0%
Low
5yr Growth
+5.3%
Moderate

📉 Market Crash Risk Index

Based on Adrian, MI metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
43%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $271,258
Monthly Rent $1,044
Price-to-Rent 21.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.6%
Cap Rate 3.0%
5-Year IRR 8.3%

📈 Home Appreciation

1-Year +10.5% ▲
3-Year CAGR +5.4% ▲
5-Year CAGR +5.3% ▲
10-Year CAGR +7.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.0%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.3%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 49286

Population: 14,331

💰 Median Household Income
$73,270
This area
$73,270
State
$68,013
USA
$74,580
🏠 Renter Occupied
21.1%
This area
21.1%
State
19.4%
USA
34.0%
💼 Unemployment Rate
3.0%
This area
3.0%
State
-2.8%
USA
3.7%
🎓 College Educated
28.9%
This area
28.9%
State
16.5%
USA
33.7%
👤 Median Age
41.3 years
This area
41.3 years
State
36.1 years
USA
38.9 years
🏚️ Vacancy Rate
4.0%
This area
4.0%
State
20.4%
USA
10.5%
👥 Population by Ethnicity
White 89.5%
Other/Mixed 8.5%
Hispanic/Latino 5.9%
Black/African American 1.3%
Asian 0.7%
👶 Under 18
23.5%
This area
23.5%
USA
22.0%
👴 65 and Over
19.8%
This area
19.8%
USA
17.3%
📊 Poverty Rate
3.3%
This area
3.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 49286

C+ Avg School Grade
6 Schools
67.2:1 Avg Class Size
$13,493 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Patterson Intermediate Learning Center

📚 03 – 04 Elementary
👥
154 Students
👨‍🏫
11.6:1 Class Size
💰
$13,493 Per Student
B Good

Tecumseh Acres North Early Learning Center

📚 Pre-K – 02 Elementary
👥
309 Students
👨‍🏫
15.5:1 Class Size
💰
$13,493 Per Student
B Good

Tecumseh Middle School

📚 05 – 08 School
👥
763 Students
👨‍🏫
17.8:1 Class Size
💰
$13,493 Per Student
B Good

Herrick Park Intermediate School

📚 03 – 04 Elementary
👥
168 Students
👨‍🏫
13.8:1 Class Size
💰
$13,493 Per Student
B Good

Tecumseh High School

📚 09 – 12 High School
👥
776 Students
👨‍🏫
20.8:1 Class Size
💰
$13,493 Per Student
D Needs Improvement

Tecumseh Virtual Academy

📚 Pre-K – 12 K-12
👥
68 Students
👨‍🏫
323.8:1 Class Size
💰
$13,493 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby
C
Siena Heights University
1,832 students · 8.7 mi
C
Adrian College
1,760 students · 10.3 mi

Frequently Asked Questions

What is the rental occupancy rate in Tecumseh, MI?

Vacancy risk in Tecumseh, MI is elevated. That supports reliable cash flow for typical rental holds.

Is Tecumseh, MI suited for a house hack?

Tecumseh, MI offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,044/mo rent level.

Are homes affordable in Tecumseh, MI?

Homes in Tecumseh, MI typically sell near $271K. Prices have moved at a 0.0% 5-year CAGR, which predictable long-term demand.

What monthly rent should investors expect in Tecumseh, MI?

Expect rents around $1,044/mo per month in Tecumseh, MI. With home values at $271K, the yield math works out to reasonable levels for rental investors.

Are renters plentiful in Tecumseh, MI?

Tenant demand in Tecumseh, MI is solid. The local workforce $1,044/mo rents across most rental classes.

You know 49286 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 49286 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 49286 ranks in Adrian, MI

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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