Real Estate Investing in Burr Oak, Michigan (49030)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Saint Joseph County • Population: 2,435 • Data updated: September 2026

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Should you buy in 49030 (Burr Oak, MI)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (71/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Burr Oak, MI (49030)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $210,915
Avg Monthly Rent $990
1% Rule ✗ Does Not Meet
Median Income $66,167
% Renters 14.7%

Market Analysis: 49030 Burr Oak

Investors eyeing 49030 need to respect the fundamentals at play. Home values of $211K come alongside slower price movement and elevated management overhead.

The investment case in 49030 is substantial only for operators who understand what they are buying. A $211K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

In the broader MI picture, 49030 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Who lives in 49030 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

The right play in 49030 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Burr Oak:

B Good
Buy Confidence Score: 70/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.2× the median income
Value Trend
Rising (+12.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $990/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Sturgis, MI Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
11.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Sturgis, MI metro data

Market Trends

Home Value History (with trend line)

$221K$192K$162K$133K$104K$75KJul 2006Jul 2016Jul 2026

📊 How Does 49030 Compare?

Metric 49030 Burr Oak Sturgis, MI Michigan
Home Value $210,915 $210,915 N/A $253,279
5-Year CAGR 5.4% 5.4% N/A 6.8%
Avg Rent $990 $990 N/A -
Cap Rate 3.7% 3.7% - -
💡 Why Invest in 49030? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 49030 (Burr Oak, MI). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.7%
Low
5yr Growth
+5.4%
Moderate

📉 Market Crash Risk Index

Based on Sturgis, MI metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
53%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $210,915
Monthly Rent $990
Price-to-Rent 17.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.6%
Cap Rate 3.7%
5-Year IRR 9.0%

📈 Home Appreciation

1-Year +12.2% ▲
3-Year CAGR +6.6% ▲
5-Year CAGR +5.4% ▲
10-Year CAGR +7.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.9%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.4%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 49030

Population: 2,435

💰 Median Household Income
$66,167
This area
$66,167
State
$68,013
USA
$74,580
🏠 Renter Occupied
14.7%
This area
14.7%
State
19.4%
USA
34.0%
💼 Unemployment Rate
2.5%
This area
2.5%
State
-2.8%
USA
3.7%
🎓 College Educated
5.4%
This area
5.4%
State
16.5%
USA
33.7%
👤 Median Age
35.1 years
This area
35.1 years
State
36.1 years
USA
38.9 years
🏚️ Vacancy Rate
6.9%
This area
6.9%
State
20.4%
USA
10.5%
👥 Population by Ethnicity
White 92.8%
Other/Mixed 6.4%
Hispanic/Latino 4.5%
Black/African American 0.8%
👶 Under 18
31.0%
This area
31.0%
USA
22.0%
👴 65 and Over
10.1%
This area
10.1%
USA
17.3%
📊 Poverty Rate
4.9%
This area
4.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 49030

C+ Avg School Grade
3 Schools
13.9:1 Avg Class Size
$9,696 Avg Per Pupil

Schools in This ZIP Code

B Good

Burr Oak High School

📚 09 – 12 High School
👥
66 Students
👨‍🏫
12.0:1 Class Size
💰
$9,696 Per Student
C+ Average

Burr Oak Elementary School

📚 K – 08 School
👥
152 Students
👨‍🏫
15.9:1 Class Size
💰
$9,696 Per Student
C+ Average

Burr Oak Virtual Academy

📚 K – 12 K-12
👥
318 Students
💰
$9,696 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 233 Off-Campus Students
C
Glen Oaks Community College
1,215 students · 8.9 mi

Frequently Asked Questions

Is Burr Oak, MI better for rentals, flips, or BRRRR?

For Burr Oak, MI, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

What kind of market is Burr Oak, MI for investors?

Our data puts Burr Oak, MI at 3.0/5 for investability. Home prices of $211K and rents around $990/mo create a solid backdrop for investor activity.

How expensive is real estate in Burr Oak, MI?

The median home value in Burr Oak, MI is roughly $211K. That puts it reasonable relative to the MI statewide average.

How viable is house hacking in Burr Oak, MI?

The house hack math a challenging in Burr Oak, MI. Owner-occupant buyers benefit from the $990/mo rents and $211K home values.

How deep is the rental pool in Burr Oak, MI?

Expect a solid tenant pool in Burr Oak, MI. The rental market absorbs $990/mo rents without meaningful friction.

You know 49030 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 49030 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 49030 ranks in Sturgis, MI

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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