Real Estate Investing in Bloomingdale, Michigan (49026)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Van Buren County • Population: 1,642 • Data updated: September 2026

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Should you buy in 49026 (Bloomingdale, MI)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 32.7% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Bloomingdale, MI (49026)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $245,313
Avg Monthly Rent $945
1% Rule ✗ Does Not Meet
Median Income $63,030
% Renters 16.0%

Market Analysis: 49026 Bloomingdale

Not every below-median market is a bargain. Bloomingdale's 49026 ZIP registers signals that favor experienced operators who can absorb the risk $245K pricing implies.

The 49026 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

ZIP 49026's metrics run below Van Buren County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

On the rental side, 1,642 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Strategy in 49026 is an operator game, not a passive one. On balance, entry prices of $245K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Bloomingdale:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.9× the median income
Value Trend
Rising (+9.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $945/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Holland, MI Metro Area
Even conditions for buyers and sellers
24 days
Average time to sell
Fast
11.4%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Holland, MI metro data

Market Trends

Home Value History (with trend line)

$259K$223K$186K$150K$114K$78KDec 2007Apr 2017Jul 2026

📊 How Does 49026 Compare?

Metric 49026 Bloomingdale Holland, MI Michigan
Home Value $245,313 $245,313 N/A $253,279
5-Year CAGR 5.4% 5.4% N/A 6.8%
Avg Rent $945 $945 N/A -
Cap Rate 3.0% 3.0% - -
💡 Why Invest in 49026? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 49026 (Bloomingdale, MI). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.0%
Low
5yr Growth
+5.4%
Moderate

📉 Market Crash Risk Index

Based on Holland, MI metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
38%
Days Pending
0/2
24 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $245,313
Monthly Rent $945
Price-to-Rent 21.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.6%
Cap Rate 3.0%
5-Year IRR 8.4%

📈 Home Appreciation

1-Year +9.8% ▲
3-Year CAGR +4.8% ▲
5-Year CAGR +5.4% ▲
10-Year CAGR +7.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
32.7%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.4%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 49026

Population: 1,642

💰 Median Household Income
$63,030
This area
$63,030
State
$68,013
USA
$74,580
🏠 Renter Occupied
16.0%
This area
16.0%
State
19.4%
USA
34.0%
💼 Unemployment Rate
2.8%
This area
2.8%
State
-2.8%
USA
3.7%
🎓 College Educated
15.8%
This area
15.8%
State
16.5%
USA
33.7%
👤 Median Age
49.4 years
This area
49.4 years
State
36.1 years
USA
38.9 years
🏚️ Vacancy Rate
32.7%
This area
32.7%
State
20.4%
USA
10.5%
👥 Population by Ethnicity
White 89.0%
Other/Mixed 6.6%
Black/African American 4.3%
Hispanic/Latino 2.8%
👶 Under 18
18.1%
This area
18.1%
USA
22.0%
👴 65 and Over
22.7%
This area
22.7%
USA
17.3%
📊 Poverty Rate
8.2%
This area
8.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 49026

B+ Avg School Grade
2 Schools
19.4:1 Avg Class Size
$14,616 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Bloomingdale Elementary School

📚 K – 05 Elementary
👥
287 Students
👨‍🏫
16.9:1 Class Size
💰
$14,616 Per Student
B Good

Bloomingdale Middle and High School

📚 06 – 12 High School
👥
563 Students
👨‍🏫
21.9:1 Class Size
💰
$14,616 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is real estate in Bloomingdale, MI a good investment right now?

Bloomingdale, MI scores 3.0/5 for investability. Home values sit at $245K and rents near $945/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

How expensive is real estate in Bloomingdale, MI?

Median home price in Bloomingdale, MI is near $245K, with a 5-year CAGR of 0.0%. Prices have been consistent and supportive of buy-and-hold strategies.

Is Bloomingdale, MI better for rentals, flips, or BRRRR?

For Bloomingdale, MI, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

What is the renter demographic in Bloomingdale, MI?

Tenant quality in Bloomingdale, MI ranks as solid. Landlords generally report consistent occupancy at market rents of $945/mo.

Are rents high in Bloomingdale, MI?

Bloomingdale, MI rentals go for roughly $945/mo a month. That puts gross yield in solid territory relative to $245K acquisition costs.

You know 49026 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 49026 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 49026 ranks in Holland, MI

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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