Best ZIP Codes for Cash Flow in Holland, MI (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 49450 | Pullman, MI | $181,432 | $1,152 | 4.95% | 3.1% |
| 2 | 49090 | South Haven, MI | $380,137 | $2,250 | 4.62% | 4.4% |
| 3 | 49078 | Otsego, MI | $275,919 | $1,269 | 3.59% | 5.7% |
| 4 | 49423 | Holland, MI | $357,248 | $1,624 | 3.55% | 5.9% |
| 5 | 49348 | Wayland, MI | $352,383 | $1,488 | 3.29% | 5.7% |
| 6 | 49056 | Grand Junction, MI | $225,061 | $900 | 3.12% | 3.6% |
| 7 | 49344 | Shelbyville, MI | $345,386 | $1,341 | 3.03% | 6.1% |
| 8 | 49026 | Bloomingdale, MI | $245,313 | $945 | 3.00% | 5.4% |
| 9 | 49010 | Allegan, MI | $287,047 | $1,089 | 2.96% | 5.8% |
| 10 | 49080 | Gunplain, MI | $305,665 | $1,053 | 2.69% | 5.4% |
| 11 | 49419 | Hamilton, MI | $401,093 | $1,242 | 2.42% | 5.5% |
| 12 | 49323 | Dorr, MI | $389,970 | $1,179 | 2.36% | 6.8% |
| 13 | 49328 | Allegan, MI | $340,673 | $900 | 2.06% | 5.8% |
| 14 | 49408 | Fennville, MI | $371,791 | $963 | 2.02% | 6.4% |
| 15 | 49406 | Douglas, MI | $632,606 | $936 | 1.15% | 6.6% |
| 16 | 49453 | Saugatuck, MI | $636,311 | $900 | 1.10% | 8.5% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Holland, MI · Affordable in Holland, MI
Or see the full Holland, MI metro profile.