Real Estate Investing in Rosebush, Michigan (48878)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Isabella County • Population: 1,253 • Data updated: September 2026

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Should you buy in 48878 (Rosebush, MI)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 16.1% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Rosebush, MI (48878)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $232,539
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $53,667
% Renters 16.8%

Market Analysis: 48878 Rosebush

ZIP 48878 in Rosebush, MI carries a durable set of headwinds. Home values near $233K and rents of $873/mo sit inside a market where underwriting has to be tight.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $233K asset, 48878 is the wrong submarket. If the plan prices in friction, the yield can still work.

The gap between 48878 and stronger Rosebush ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

A notable renter share of 17% in 48878 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Distressed ZIPs reward experience. durable returns are possible in 48878, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Rosebush:

C+ Average
Buy Confidence Score: 65/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.3× the median income
Value Trend
Rising (+14.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Mount Pleasant, MI Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
10.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Mount Pleasant, MI metro data

Market Trends

Home Value History (with trend line)

$246K$212K$179K$145K$112K$79KJan 2012May 2019Jul 2026

📊 How Does 48878 Compare?

Metric 48878 Rosebush Mount Pleasant, MI Michigan
Home Value $232,539 $232,539 N/A $253,279
5-Year CAGR 5.5% 5.5% N/A 6.8%
Avg Rent $873 $873 N/A -
Cap Rate 2.9% 2.9% - -
💡 Why Invest in 48878? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 48878 (Rosebush, MI). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.9%
Low
5yr Growth
+5.5%
Moderate

📉 Market Crash Risk Index

Based on Mount Pleasant, MI metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
53%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $232,539
Monthly Rent $873
Price-to-Rent 22.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.5%
Cap Rate 2.9%
5-Year IRR 8.5%

📈 Home Appreciation

1-Year +14.8% ▲
3-Year CAGR +5.1% ▲
5-Year CAGR +5.5% ▲
10-Year CAGR +6.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
16.1%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.5%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 48878

Population: 1,253

💰 Median Household Income
$53,667
This area
$53,667
State
$68,013
USA
$74,580
🏠 Renter Occupied
16.8%
This area
16.8%
State
19.4%
USA
34.0%
💼 Unemployment Rate
3.8%
This area
3.8%
State
-2.8%
USA
3.7%
🎓 College Educated
18.3%
This area
18.3%
State
16.5%
USA
33.7%
👤 Median Age
45.3 years
This area
45.3 years
State
36.1 years
USA
38.9 years
🏚️ Vacancy Rate
16.1%
This area
16.1%
State
20.4%
USA
10.5%
👥 Population by Ethnicity
White 94.1%
Other/Mixed 4.7%
Hispanic/Latino 3.4%
Asian 0.7%
Black/African American 0.5%
👶 Under 18
15.1%
This area
15.1%
USA
22.0%
👴 65 and Over
16.2%
This area
16.2%
USA
17.3%
📊 Poverty Rate
9.8%
This area
9.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

4 Nearby 286 Off-Campus Students
C
Protege Academy
33 students · 7.1 mi
C+
M J Murphy Beauty College of Mount Pleasant
35 students · 7.5 mi
C
Saginaw Chippewa Tribal College
147 students · 7.6 mi
C+
Central Michigan University
14,399 students · 8.4 mi

Frequently Asked Questions

How strong is Rosebush, MI for real estate investors?

Rosebush, MI rates 3.0/5 for investability. With median values at $233K and rents near $873/mo, the market offers reasonable fundamentals for rental investors.

How strict are landlord regulations in Rosebush, MI?

Rental owners in Rosebush, MI deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.

What is the average monthly rent in Rosebush, MI?

Expect rents around $873/mo per month in Rosebush, MI. With home values at $233K, the yield math works out to reasonable levels for rental investors.

What is the rental occupancy rate in Rosebush, MI?

Occupancy in Rosebush, MI runs reliable with elevated vacancy. Well-priced units at $873/mo lease on reasonable timelines.

Can owner-occupants cash flow in Rosebush, MI?

Rosebush, MI is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $233K price point reasonable to enter.

You know 48878 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 48878 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 48878 ranks in Mount Pleasant, MI

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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