Real Estate Investing in Clifford, Michigan (48727)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Lapeer County • Population: 939 • Data updated: September 2026

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Should you buy in 48727 (Clifford, MI)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (59/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 10.1% vacancy may signal weakening demand.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Clifford, MI (48727)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $219,397
Avg Monthly Rent $954
1% Rule ✗ Does Not Meet
Median Income $58,333
% Renters 11.2%

Market Analysis: 48727 Clifford

Meanwhile, ZIP 48727 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $219K median. It rewards specialists, not generalists.

For an experienced owner, 48727 can be a a viable market for hunting ground — but the discount at $219K reflects genuine risk that outside investors often underestimate.

Put differently, 48727 offers a low basis, the region around Clifford has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Who lives in 48727 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

appears to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Clifford:

C Below Average
Buy Confidence Score: 59/100
Affordability
15/25
Appreciation
14/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.8× the median income
Value Trend
Rising (+11.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $954/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
Detroit-Warren-Dearborn, MI Metro Area
Even conditions for buyers and sellers
34 days
Average time to sell
Average
11.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Detroit-Warren-Dearborn, MI metro data

Market Trends

Home Value History (with trend line)

$230K$199K$167K$136K$104K$73KApr 2011Dec 2018Jul 2026

📊 How Does 48727 Compare?

Metric 48727 Clifford Detroit-Warren-Dearborn, MI Michigan
Home Value $219,397 $219,397 N/A $253,279
5-Year CAGR 2.5% 2.5% N/A 6.8%
Avg Rent $954 $954 N/A -
Cap Rate 3.4% 3.4% - -
💡 Why Invest in 48727? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 48727 (Clifford, MI). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.4%
Low
5yr Growth
+2.5%
Slow

📊 Market Snapshot

Home Value $219,397
Monthly Rent $954
Price-to-Rent 19.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.2%
Cap Rate 3.4%
5-Year IRR 5.9%

📈 Home Appreciation

1-Year +11.1% ▲
3-Year CAGR +5.0% ▲
5-Year CAGR +2.5% ▲
10-Year CAGR +6.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
10.1%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+2.5%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 48727

Population: 939

💰 Median Household Income
$58,333
This area
$58,333
State
$68,013
USA
$74,580
🏠 Renter Occupied
11.2%
This area
11.2%
State
19.4%
USA
34.0%
💼 Unemployment Rate
5.1%
This area
5.1%
State
-2.8%
USA
3.7%
🎓 College Educated
8.1%
This area
8.1%
State
16.5%
USA
33.7%
👤 Median Age
45.4 years
This area
45.4 years
State
36.1 years
USA
38.9 years
🏚️ Vacancy Rate
10.1%
This area
10.1%
State
20.4%
USA
10.5%
👥 Population by Ethnicity
White 99.6%
Other/Mixed 0.4%
Hispanic/Latino 0.3%
👶 Under 18
20.5%
This area
20.5%
USA
22.0%
👴 65 and Over
17.5%
This area
17.5%
USA
17.3%
📊 Poverty Rate
8.9%
This area
8.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Is Clifford in MI worth investing in?

Our data puts Clifford, MI at 3.0/5 for investability. Home prices of $219K and rents around $954/mo create a solid backdrop for investor activity.

What is the typical renter like in Clifford, MI?

Tenant quality in Clifford, MI ranks as solid. Landlords generally report predictable occupancy at market rents of $954/mo.

What is the rental occupancy rate in Clifford, MI?

Occupancy in Clifford, MI runs consistent with elevated vacancy. Well-priced units at $954/mo lease on reasonable timelines.

Is Clifford, MI better for rentals, flips, or BRRRR?

Clifford, MI investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($219K prices, $954/mo rents) make it a reasonable choice.

How much rent can I charge in Clifford, MI?

Rents in Clifford, MI run near $954/mo. Compared with median home prices of $219K that produces solid gross yields for typical rentals.

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How 48727 ranks in Detroit-Warren-Dearborn, MI

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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