Real Estate Investing in Silverwood, Michigan (48760)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Lapeer County • Population: 1,361 • Data updated: September 2026

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Should you buy in 48760 (Silverwood, MI)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (61/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
STRONG
4.0 / 5 (86/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 24.7% of homes vacant — above national norms.
  • Declining values: -10.9% 5-year CAGR — values have moved lower.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Silverwood, MI (48760)?

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4.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $92,571
Avg Monthly Rent $972
1% Rule ✓ Meets
Median Income $55,167
% Renters 6.8%

Market Analysis: 48760 Silverwood

Investors scanning Silverwood, MI for forced-equity plays often land on the 48760 ZIP. A a credible choice for entry near $93K pairs with rents of $972/mo to widen the renovation window.

Investors in 48760 do not buy the market average — they buy the unit they can improve. $93K median pricing and $972/mo comps define the envelope within which the work has to pay.

In Lapeer County, 48760 is part of the operational map, not the passive one. The spread between median price and renovated comp reflects the work available.

Household income in 48760 supports the rent-lift thesis. 1,361 residents, deep working-age cohort, and the kind of tenant profile that responds to upgraded stock.

ZIP 48760 fits investors who can swing a hammer — or pay someone to swing one well. BRRRR, fix-and-flip, and fix-and-hold all work when the rehab scope is matched to the rent lift.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Silverwood:

C Below Average
Buy Confidence Score: 55/100
Affordability
25/25
Appreciation
0/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1.7× the median income
Value Trend
Rising (+25.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $972/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
Detroit-Warren-Dearborn, MI Metro Area
Even conditions for buyers and sellers
34 days
Average time to sell
Average
11.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Detroit-Warren-Dearborn, MI metro data

Market Trends

Home Value History (with trend line)

$216K$185K$153K$122K$91K$60KDec 2016Oct 2021Jul 2026

📊 How Does 48760 Compare?

Metric 48760 Silverwood Detroit-Warren-Dearborn, MI Michigan
Home Value $92,571 $92,571 N/A $253,279
5-Year CAGR N/A N/A N/A 6.8%
Avg Rent $972 $972 N/A -
Cap Rate 8.2% 8.2% - -
💡 Why Invest in 48760? Click to expand

This ZIP code meets the 1% rule with rent at $972/mo on homes averaging $92,571 — a strong indicator of cash flow potential.

Our analysis gives this area a 4/5 investability rating, placing it in the top tier for rental property potential.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 48760 (Silverwood, MI). Anonymous, moderated, never written by AI.

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Investability
Excellent
Cap Rate
8.2%
Excellent
5yr Growth
-10.9%
Declining

📊 Market Snapshot

Home Value $92,571
Monthly Rent $972
Price-to-Rent 7.9:1
1% Rule ✓ Passes

💰 Return Metrics

Gross Yield 12.6%
Cap Rate 8.2%
5-Year IRR N/A

📈 Home Appreciation

1-Year +25.4% ▲
3-Year CAGR -6.5% ▼
5-Year CAGR -10.9% ▼
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Positive Leverage Market Cap Rate: 8.2%  |  30yr Rate: 6.8%
Leverage may enhance returns here.

The estimated cap rate (8.2%) exceeds the current 30-yr mortgage rate (6.8%). When borrowing costs less than a property yields, leverage can increase your cash-on-cash return above the cap rate.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
24.7%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
-10.9%
Declining
Eviction process: Fast Rent control: Favorable

Demographics in 48760

Population: 1,361

💰 Median Household Income
$55,167
This area
$55,167
State
$68,013
USA
$74,580
🏠 Renter Occupied
6.8%
This area
6.8%
State
19.4%
USA
34.0%
💼 Unemployment Rate
6.5%
This area
6.5%
State
-2.8%
USA
3.7%
🎓 College Educated
12.4%
This area
12.4%
State
16.5%
USA
33.7%
👤 Median Age
46.0 years
This area
46.0 years
State
36.1 years
USA
38.9 years
🏚️ Vacancy Rate
24.7%
This area
24.7%
State
20.4%
USA
10.5%
👥 Population by Ethnicity
White 89.5%
Black/African American 7.2%
Other/Mixed 3.3%
Hispanic/Latino 0.9%
👶 Under 18
22.2%
This area
22.2%
USA
22.0%
👴 65 and Over
24.6%
This area
24.6%
USA
17.3%
📊 Poverty Rate
7.3%
This area
7.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Where do home prices stand in Silverwood, MI?

Silverwood, MI median home values land near $93K. That is reasonable territory for investors looking at $972/mo-per-month rentals.

Does house hacking make sense in Silverwood, MI?

House hacking works an attractive in Silverwood, MI. Rents of $972/mo against $93K acquisition make the strategy solid for owner-occupants.

Do properties in Silverwood, MI satisfy the 1% rule?

Silverwood, MI delivers a 1.05% rent-to-price ratio on average. Investors targeting the 1% rule will find solid opportunities.

Which real estate strategy fits Silverwood, MI?

The best-fit strategy in Silverwood, MI is value-add and BRRRR deals. That approach the rent and price profile of the market.

Can BRRRR investors find deals in Silverwood, MI?

Yes - BRRRR is a strong in Silverwood, MI. The $93K home values and $972/mo rents anchor the refinance math.

You know 48760 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 48760 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 48760 ranks in Detroit-Warren-Dearborn, MI

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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