Real Estate Investing in Marysville, Michigan (48040)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Saint Clair County • Population: 9,942 • Data updated: September 2026

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Should you buy in 48040 (Marysville, MI)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (71/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Marysville, MI (48040)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $237,021
Avg Monthly Rent $1,053
1% Rule ✗ Does Not Meet
Median Income $67,548
% Renters 14.1%

Market Analysis: 48040 Marysville

ZIP 48040 in Marysville, MI carries a notable set of headwinds. Home values near $237K and rents of $1,053/mo sit inside a market where underwriting has to be tight.

The 48040 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

The gap between 48040 and stronger Marysville ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

The 48040 ZIP's population of 9,942 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that records the need for careful underwriting.

Strategically, 48040 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Marysville:

B Good
Buy Confidence Score: 74/100
Affordability
20/25
Appreciation
22/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.5× the median income
Value Trend
Rising (+7.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,053/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Detroit-Warren-Dearborn, MI Metro Area
Even conditions for buyers and sellers
34 days
Average time to sell
Average
11.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Detroit-Warren-Dearborn, MI metro data
🏠

Property Strategy for 48040

Which property type performs best in this market?

Best for Cash Flow
1BR
7.9% cap rate
Best for Appreciation
2BR
+8.2% 5yr CAGR
Best Overall Value
4BR
$77,633/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $85,281 $930 7.9% $85,281
2BR $173,885 $1,170 4.8% +8.2% $86,942
3BR $238,577 $1,430 4.3% +7.5% $79,526
4BR $310,534 $1,550 3.6% +7.4% $77,633

Market Trends

Home Value History (with trend line)

$249K$214K$179K$143K$108K$73KJun 2006Jul 2016Jul 2026

📊 How Does 48040 Compare?

Metric 48040 Marysville Detroit-Warren-Dearborn, MI Michigan
Home Value $237,021 $237,021 N/A $253,279
5-Year CAGR 5.1% 5.1% N/A 6.8%
Avg Rent $1,053 $1,053 N/A -
Cap Rate 3.5% 3.5% - -
💡 Why Invest in 48040? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 48040 (Marysville, MI). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.5%
Low
5yr Growth
+5.1%
Moderate

📊 Market Snapshot

Home Value $237,021
Monthly Rent $1,053
Price-to-Rent 18.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.3%
Cap Rate 3.5%
5-Year IRR 8.6%

📈 Home Appreciation

1-Year +7.4% ▲
3-Year CAGR +5.3% ▲
5-Year CAGR +5.1% ▲
10-Year CAGR +7.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.2%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.1%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 48040

Population: 9,942

💰 Median Household Income
$67,548
This area
$67,548
State
$68,013
USA
$74,580
🏠 Renter Occupied
14.1%
This area
14.1%
State
19.4%
USA
34.0%
💼 Unemployment Rate
2.8%
This area
2.8%
State
-2.8%
USA
3.7%
🎓 College Educated
25.9%
This area
25.9%
State
16.5%
USA
33.7%
👤 Median Age
44.3 years
This area
44.3 years
State
36.1 years
USA
38.9 years
🏚️ Vacancy Rate
6.2%
This area
6.2%
State
20.4%
USA
10.5%
👥 Population by Ethnicity
White 95.8%
Other/Mixed 2.0%
Asian 1.3%
Black/African American 1.0%
Hispanic/Latino 0.2%
👶 Under 18
23.8%
This area
23.8%
USA
22.0%
👴 65 and Over
21.4%
This area
21.4%
USA
17.3%
📊 Poverty Rate
2.9%
This area
2.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 48040

C+ Avg School Grade
8 Schools
17.0:1 Avg Class Size
$11,772 Avg Per Pupil

Schools in This ZIP Code

B Good

Morton Elementary School

📚 Pre-K – 05 Elementary
👥
322 Students
👨‍🏫
16.5:1 Class Size
💰
$11,906 Per Student
B Good

Washington Elementary School

📚 Pre-K – 05 Elementary
👥
478 Students
👨‍🏫
17.0:1 Class Size
💰
$11,906 Per Student
B Good

Woodland Developmental Center

📚 Pre-K – 12 K-12
👥
128 Students
👨‍🏫
5.4:1 Class Size
B Good

Marysville Middle School

📚 06 – 08 Middle
👥
634 Students
👨‍🏫
19.9:1 Class Size
💰
$11,906 Per Student
C+ Average

Virtual Learning Academyof St Clair County

📚 06 – 12 High School Charter
👥
140 Students
👨‍🏫
14.1:1 Class Size
💰
$11,104 Per Student
C+ Average

Gardens Elementary School

📚 Pre-K – 05 Elementary
👥
475 Students
👨‍🏫
24.1:1 Class Size
💰
$11,906 Per Student
C+ Average

Marysville High School

📚 09 – 12 High School
👥
792 Students
👨‍🏫
22.3:1 Class Size
💰
$11,906 Per Student
C Below Average

Technical Education Center

📚 11 – 12 High School Limited Data
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

4 Nearby 658 Off-Campus Students
C
Paul Mitchell the School-Great Lakes
64 students · 4.9 mi
D
Lakewood School of Therapeutic Massage
14 students · 5.1 mi
C
St Clair County Community College
3,105 students · 5.5 mi
D
Ross Medical Education Center-Port Huron
28 students · 8.1 mi

Investor Insight: With 658 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How strong is Marysville, MI for real estate investors?

Marysville, MI rates 3.0/5 for investability. With median values at $237K and rents near $1,053/mo, the market offers reasonable fundamentals for rental investors.

How tight is the rental market in Marysville, MI?

Marysville, MI carries elevated vacancy risk. Expect even-keeled absorption at market rents of $1,053/mo.

What is the smart move for investors in Marysville, MI?

Most investors in Marysville, MI run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

Is MI a landlord-friendly state?

The landlord environment in Marysville, MI is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

Where do rents currently stand in Marysville, MI?

Investors in Marysville, MI typically see rents near $1,053/mo per month against $237K home values - a solid setup for rental cash flow.

You know 48040 now. You don’t know where it ranks.

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How 48040 ranks in Detroit-Warren-Dearborn, MI

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
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