Real Estate Investing in Holland, Indiana (47541)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Dubois County • Population: 1,110 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 47541 (Holland, IN)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (71/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Holland, IN (47541)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $228,560
Avg Monthly Rent $909
1% Rule ✗ Does Not Meet
Median Income $74,408
% Renters 17.4%

Market Analysis: 47541 Holland

The 47541 ZIP covers a section of Holland that demands careful diligence. Prices near $229K look accessible, but the work to make a deal cash flow is real.

Put differently, the numbers look inviting — $229K purchase price, 0.0% nominal cap — the work to hit that pro forma in 47541 is substantial and deserves full respect.

Nearby ZIPs in Holland have seen price recovery that 47541 has not matched. Dubois County data supports the view that the spread is structural rather than temporary.

Resident income in 47541 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Distressed ZIPs reward experience. impressive returns are possible in 47541, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Holland:

B Good
Buy Confidence Score: 70/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.1× the median income
Value Trend
Rising (+6.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $909/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Jasper, IN Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Jasper, IN metro data

Market Trends

Home Value History (with trend line)

$239K$209K$179K$148K$118K$88KMay 2007Dec 2016Jul 2026

📊 How Does 47541 Compare?

Metric 47541 Holland Jasper, IN Indiana
Home Value $228,560 $228,560 N/A $248,442
5-Year CAGR 6.0% 6.0% N/A 7.7%
Avg Rent $909 $909 N/A -
Cap Rate 3.1% 3.1% - -
💡 Why Invest in 47541? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 47541 (Holland, IN). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 47541 (Holland, IN)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
3.1%
Low
5yr Growth
+6.0%
Moderate

📉 Market Crash Risk Index

Based on Jasper, IN metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
52%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $228,560
Monthly Rent $909
Price-to-Rent 21.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.8%
Cap Rate 3.1%
5-Year IRR 9.1%

📈 Home Appreciation

1-Year +6.4% ▲
3-Year CAGR +5.6% ▲
5-Year CAGR +6.0% ▲
10-Year CAGR +6.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.9%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.0%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 47541

Population: 1,110

💰 Median Household Income
$74,408
This area
$74,408
State
$69,164
USA
$74,580
🏠 Renter Occupied
17.4%
This area
17.4%
State
22.2%
USA
34.0%
💼 Unemployment Rate
0.2%
This area
0.2%
State
-23.5%
USA
3.7%
🎓 College Educated
22.9%
This area
22.9%
State
-6.4%
USA
33.7%
👤 Median Age
39.7 years
This area
39.7 years
State
-0.2 years
USA
38.9 years
🏚️ Vacancy Rate
6.9%
This area
6.9%
State
10.7%
USA
10.5%
👥 Population by Ethnicity
White 93.2%
Other/Mixed 6.6%
Hispanic/Latino 6.3%
Asian 0.2%
Black/African American 0.1%
👶 Under 18
21.4%
This area
21.4%
USA
22.0%
👴 65 and Over
18.3%
This area
18.3%
USA
17.3%
📊 Poverty Rate
2.6%
This area
2.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 47541

B Avg School Grade
1 Schools
16.9:1 Avg Class Size
$13,868 Avg Per Pupil

Schools in This ZIP Code

B Good

Holland Elementary School

📚 Pre-K – 05 Elementary
👥
253 Students
👨‍🏫
16.9:1 Class Size
💰
$13,868 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby
C
Saint Meinrad School of Theology
191 students · 13.8 mi

Frequently Asked Questions

How does Holland, IN stack up for property investment?

Holland, IN reflects an investability rating of 3.0/5, with median home values near $229K and average rents around $909/mo. That combination puts it in the significant tier for investor interest.

How should investors approach Holland, IN?

Most investors in Holland, IN run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

Should investors worry about vacancy in Holland, IN?

Holland, IN sees elevated vacancy, which is reasonable relative to the broader IN rental market.

How viable is house hacking in Holland, IN?

The house hack math a challenging in Holland, IN. Owner-occupant buyers benefit from the $909/mo rents and $229K home values.

What price range are homes in Holland, IN?

The median home value in Holland, IN is roughly $229K. That puts it reasonable relative to the IN statewide average.

You know 47541 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 47541 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 47541 ranks in Jasper, IN

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 47541 (Holland)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 47541 (Holland, IN).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.