Real Estate Investing in Scottown, Ohio (45678)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Lawrence • Population: 1,196 • Data updated: September 2026

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Should you buy in 45678 (Scottown, OH)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (65/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 18.1% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Scottown, OH (45678)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $154,902
Avg Monthly Rent $936
1% Rule ✗ Does Not Meet
Median Income $54,063
% Renters 23.0%

Market Analysis: 45678 Scottown

Investors eyeing 45678 need to respect the fundamentals at play. Home values of $155K come alongside slower price movement and elevated management overhead.

Distressed markets are won on execution, not on spreadsheets. ZIP 45678 reflects the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

The gap between 45678 and stronger Scottown ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

The 45678 ZIP's population of 1,196 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that shows the need for careful underwriting.

New investors are better served looking at Scottown's stable or hybrid ZIPs before stepping into 45678. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Scottown:

C+ Average
Buy Confidence Score: 64/100
Affordability
20/25
Appreciation
14/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.9× the median income
Value Trend
Rising (+14.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $936/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.

Market Trends

Home Value History (with trend line)

$161K$144K$127K$109K$92K$75KFeb 2009Nov 2017Jul 2026

📊 How Does 45678 Compare?

Metric 45678 Scottown Ohio
Home Value $154,902 $154,902 $237,530
5-Year CAGR 2.9% 2.9% 7.4%
Avg Rent $936 $936 -
Cap Rate 4.7% 4.7% -
💡 Why Invest in 45678? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 45678 (Scottown, OH). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.7%
Fair
5yr Growth
+2.9%
Slow

📊 Market Snapshot

Home Value $154,902
Monthly Rent $936
Price-to-Rent 13.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.3%
Cap Rate 4.7%
5-Year IRR 7.6%

📈 Home Appreciation

1-Year +14.2% ▲
3-Year CAGR +6.3% ▲
5-Year CAGR +2.9% ▲
10-Year CAGR +4.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
18.1%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+2.9%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 45678

Population: 1,196

💰 Median Household Income
$54,063
This area
$54,063
State
$68,496
USA
$74,580
🏠 Renter Occupied
23.0%
This area
23.0%
State
25.8%
USA
34.0%
💼 Unemployment Rate
1.1%
This area
1.1%
State
-9.1%
USA
3.7%
🎓 College Educated
6.7%
This area
6.7%
State
8.4%
USA
33.7%
👤 Median Age
38.8 years
This area
38.8 years
State
19.6 years
USA
38.9 years
🏚️ Vacancy Rate
18.1%
This area
18.1%
State
11.1%
USA
10.5%
👥 Population by Ethnicity
White 100.0%
👶 Under 18
20.9%
This area
20.9%
USA
22.0%
👴 65 and Over
8.2%
This area
8.2%
USA
17.3%
📊 Poverty Rate
13.3%
This area
13.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

5 Nearby 733 Off-Campus Students
C+
Collins Career Technical Center
427 students · 9.4 mi
C+
Marshall University
11,027 students · 13.0 mi
D
Huntington Junior College
209 students · 13.3 mi
C
Huntington School of Beauty Culture
115 students · 13.8 mi
C+
Cabell County Career Technology Center
26 students · 14.0 mi

Investor Insight: With 733 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How much does a house cost in Scottown, OH?

Homes in Scottown, OH typically sell near $155K. Prices have moved at a 0.0% 5-year CAGR, which reliable long-term demand.

What is the best play in Scottown, OH?

For Scottown, OH, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

How strong are rents in Scottown, OH?

The typical rental in Scottown, OH commands about $936/mo monthly. That rent profile measured cash flow against the $155K purchase basis.

Does Scottown, OH make sense for an investment property?

With a 3.0/5 investability score, Scottown, OH ranks as a solid market for rental property investors. Median prices of $155K and rents of $936/mo drive the underlying numbers.

Is the tenant base reliable in Scottown, OH?

The renter base in Scottown, OH is reasonable for the $936/mo price point. Screening well and pricing to market typically yields consistent tenants.

You know 45678 now. You don’t know where it ranks.

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