Real Estate Investing in Midland, Ohio (45148)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 45148 (Midland, OH)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Midland, OH (45148)?
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Market Analysis: 45148 Midland
This part of Clinton County is not an easy win. The 45148 ZIP stands at softness in key indicators, and the playbook that works in cleaner markets often stalls here.
The investment case in 45148 is durable only for operators who understand what they are buying. A $259K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
Statewide comparisons place 45148 among OH's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
Employment concentration in 45148 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
New investors are better served looking at Midland's stable or hybrid ZIPs before stepping into 45148. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Midland:
Market Trends
Home Value History (with trend line)
📊 How Does 45148 Compare?
| Metric | 45148 | Midland | Wilmington, OH | Ohio |
|---|---|---|---|---|
| Home Value | $259,267 | $259,267 | N/A | $237,530 |
| 5-Year CAGR | 6.7% | 6.7% | N/A | 7.4% |
| Avg Rent | $873 | $873 | N/A | - |
| Cap Rate | 2.6% | 2.6% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 45148 (Midland, OH). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $259,267 |
| Monthly Rent | $873 |
| Price-to-Rent | 24.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.0% |
| Cap Rate | 2.6% |
| 5-Year IRR | 9.3% |
📈 Home Appreciation
| 1-Year | +7.8% ▲ |
| 3-Year CAGR | +6.6% ▲ |
| 5-Year CAGR | +6.7% ▲ |
| 10-Year CAGR | +7.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 45148
Population: 1,675
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Investor Insight: With 1,088 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What kind of tenants rent in Midland, OH?
Tenant quality in Midland, OH ranks as solid. Landlords generally report steady occupancy at market rents of $873/mo.
What approach is best for Midland, OH real estate?
The best-fit strategy in Midland, OH is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
Is housing expensive in Midland, OH?
Midland, OH home values average about $259K. That price point suits investors targeting rentals with $873/mo in monthly income.
How landlord-friendly is Midland, OH?
Landlord-friendliness in Midland, OH is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.
Does Midland, OH make sense for an investment property?
The 3.0/5 investability rating in Midland, OH reflects its $259K prices and $873/mo rents. Investors generally consider it a solid option within OH.
You know 45148 now. You don’t know where it ranks.
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How 45148 ranks in Wilmington, OH
Every ZIP in this metro, ranked. Free.
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