Real Estate Investing in Mansfield, Ohio (44907)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Richland County • Population: 15,157 • Data updated: September 2026

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Should you buy in 44907 (Mansfield, OH)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (76/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Mansfield, OH (44907)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $178,755
Avg Monthly Rent $863
1% Rule ✗ Does Not Meet
Median Income $43,466
% Renters 45.8%

Market Analysis: 44907 Mansfield

Investors eyeing 44907 need to respect the fundamentals at play. Home values of $179K come alongside slower price movement and elevated management overhead.

The 44907 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Regionally, 44907 sits on the difficult end of the OH spectrum. The a solid fit for read — for disciplined operators — is that pricing reflects the difficulty.

Who lives in 44907 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

The 44907 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Mansfield:

B Good
Buy Confidence Score: 74/100
Affordability
15/25
Appreciation
25/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.1× the median income
Value Trend
Rising (+8.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $863/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Mansfield, OH Metro Area
Even conditions for buyers and sellers
33 days
Average time to sell
Average
11.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Mansfield, OH metro data
🏠

Property Strategy for 44907

Which property type performs best in this market?

Best for Cash Flow
2BR
5.6% cap rate
Best for Appreciation
2BR
+11.6% 5yr CAGR
Best Overall Value
3BR
$57,386/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $125,772 $970 5.6% +11.6% $62,886
3BR $172,157 $1,310 5.5% +10.1% $57,386
4BR $251,069 $1,530 4.4% +9.3% $62,767

Market Trends

Home Value History (with trend line)

$189K$162K$135K$107K$80K$53KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$999$965$932$898$864$831Oct 2025Mar 2026Jul 2026

📊 How Does 44907 Compare?

Metric 44907 Mansfield Mansfield, OH Ohio
Home Value $178,755 $113,782 N/A $237,530
5-Year CAGR 8.4% 8.3% N/A 7.4%
Avg Rent $863 $880 N/A -
Cap Rate 3.8% 5.0% - -
💡 Why Invest in 44907? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 46% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 44907 (Mansfield, OH). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.8%
Low
5yr Growth
+8.4%
Strong

📉 Market Crash Risk Index

Based on Mansfield, OH metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
44%
Days Pending
0/2
33 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $178,755
Monthly Rent $863
Price-to-Rent 17.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.8%
Cap Rate 3.8%
5-Year IRR 12.2%

📈 Home Appreciation

1-Year +8.6% ▲
3-Year CAGR +8.5% ▲
5-Year CAGR +8.4% ▲
10-Year CAGR +9.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.7%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+8.4%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 44907

Population: 15,157

💰 Median Household Income
$43,466
This area
$43,466
State
$68,496
USA
$74,580
🏠 Renter Occupied
45.8%
This area
45.8%
State
25.8%
USA
34.0%
💼 Unemployment Rate
2.5%
This area
2.5%
State
-9.1%
USA
3.7%
🎓 College Educated
18.7%
This area
18.7%
State
8.4%
USA
33.7%
👤 Median Age
42.0 years
This area
42.0 years
State
19.6 years
USA
38.9 years
🏚️ Vacancy Rate
6.7%
This area
6.7%
State
11.1%
USA
10.5%
👥 Population by Ethnicity
White 77.4%
Black/African American 13.5%
Other/Mixed 7.4%
Hispanic/Latino 1.8%
Asian 1.7%
👶 Under 18
20.0%
This area
20.0%
USA
22.0%
👴 65 and Over
23.2%
This area
23.2%
USA
17.3%
📊 Poverty Rate
12.9%
This area
12.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 44907

A Avg School Grade
3 Schools
15.3:1 Avg Class Size
$19,260 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Malabar Intermediate School

📚 03 – 06 School
👥
732 Students
👨‍🏫
15.6:1 Class Size
💰
$20,815 Per Student
A Very Good

Woodland Elementary School

📚 K – 02 Elementary
👥
201 Students
👨‍🏫
15.5:1 Class Size
💰
$20,815 Per Student
A Very Good

Madison South Elementary School

📚 Pre-K – 04 Elementary
👥
491 Students
👨‍🏫
14.9:1 Class Size
💰
$16,150 Per Student

Nearby Schools (1 more)

Schools in adjacent ZIP codes that may serve this area

A Very Good

Tyger Digital Academy

📚 K – 12 K-12
📍 176 Hedges St, Mansfield
👥
83 Students
👨‍🏫
7.2:1 Class Size
💰
$20,815 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 508 Off-Campus Students
C+
Apex Academy Hair Skin Nails School of Cosmetology
16 students · 4.2 mi
B
Madison Adult Career Center
91 students · 4.5 mi
F
Ross Medical Education Center-Ontario
37 students · 4.9 mi
D
Ohio State University-Mansfield Campus
849 students · 5.7 mi
C+
North Central State College
2,451 students · 5.8 mi
C
Ashland University
4,143 students · 14.0 mi
C+
Ashland County-West Holmes Career Center
35 students · 14.3 mi
C
Pioneer Career and Technology Center
68 students · 14.4 mi

Investor Insight: With 508 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What kind of market is Mansfield, OH for investors?

Our data puts Mansfield, OH at 3.0/5 for investability. Home prices of $179K and rents around $863/mo create a solid backdrop for investor activity.

Where do rents currently stand in Mansfield, OH?

The typical rental in Mansfield, OH commands about $863/mo monthly. That rent profile reliable cash flow against the $179K purchase basis.

What type of investing works in Mansfield, OH?

Investors usually favor careful cash-flow rentals with hands-on management in Mansfield, OH. With home values at $179K and rents near $863/mo, other strategies can work but produce stable rather than outsized returns.

How strong is the working-renter base in Mansfield, OH?

Tenant demand in Mansfield, OH is solid. The local workforce $863/mo rents across most rental classes.

How high is vacancy risk in Mansfield, OH?

Mansfield, OH carries elevated vacancy risk. Expect consistent absorption at market rents of $863/mo.

You know 44907 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 44907 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 44907 ranks in Mansfield, OH

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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