Real Estate Investing in Sugarcreek, Ohio (44681)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 44681 (Sugarcreek, OH)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High price-to-rent: Price-to-rent ratio 30.9 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Sugarcreek, OH (44681)?
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Market Analysis: 44681 Sugarcreek
This part of Holmes County is not an easy win. The 44681 ZIP records softness in key indicators, and the playbook that works in cleaner markets often stalls here.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 44681 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
Put differently, 44681 offers a low basis, the region around Sugarcreek has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
The 44681 ZIP's population of 9,071 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that reports the need for careful underwriting.
The right play in 44681 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Sugarcreek:
Property Strategy for 44681
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $231,386 | $1,030 | 3.2% | +6.3% | $115,693 |
| 3BR | $295,673 | $1,300 | 3.2% | +6.9% | $98,558 |
| 4BR | $374,695 | $1,440 | 2.8% | +6.9% | $93,674 |
Market Trends
Home Value History (with trend line)
📊 How Does 44681 Compare?
| Metric | 44681 | Sugarcreek | New Philadelphia-Dover, OH | Ohio |
|---|---|---|---|---|
| Home Value | $343,356 | $343,356 | N/A | $237,530 |
| 5-Year CAGR | 5.5% | 5.5% | N/A | 7.4% |
| Avg Rent | $927 | $927 | N/A | - |
| Cap Rate | 2.1% | 2.1% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 44681 (Sugarcreek, OH). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $343,356 |
| Monthly Rent | $927 |
| Price-to-Rent | 30.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.2% |
| Cap Rate | 2.1% |
| 5-Year IRR | 7.6% |
📈 Home Appreciation
| 1-Year | +9.6% ▲ |
| 3-Year CAGR | +6.1% ▲ |
| 5-Year CAGR | +5.5% ▲ |
| 10-Year CAGR | +7.2% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 44681
Population: 9,071
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 44681
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 673 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Is housing expensive in Sugarcreek, OH?
Sugarcreek, OH median home values land near $343K. That is reasonable territory for investors looking at $927/mo-per-month rentals.
What real estate strategy is ideal for Sugarcreek, OH?
For Sugarcreek, OH, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
How strict are landlord regulations in Sugarcreek, OH?
Sugarcreek, OH operates under OH law, which is landlord-friendly overall for landlords. Expect measured treatment in typical lease and eviction cases.
Is Sugarcreek, OH a smart market for rental property?
With a 3.0/5 investability score, Sugarcreek, OH ranks as a solid market for rental property investors. Median prices of $343K and rents of $927/mo drive the underlying numbers.
Is house hacking profitable in Sugarcreek, OH?
House hacking works a challenging in Sugarcreek, OH. Rents of $927/mo against $343K acquisition make the strategy solid for owner-occupants.
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