Real Estate Investing in Lodi, Ohio (44254)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 44254 (Lodi, OH)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Lodi, OH (44254)?
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Market Analysis: 44254 Lodi
In practical terms, ZIP 44254 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $263K median. It rewards specialists, not generalists.
From a cash-flow lens, the numbers look inviting — $263K purchase price, 0.0% nominal cap — the work to hit that pro forma in 44254 is substantial and deserves full respect.
Nearby ZIPs in Lodi have seen price recovery that 44254 has not matched. Medina County data supports the view that the spread is structural rather than temporary.
A robust renter share of 21% in 44254 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
seems to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Lodi:
Property Strategy for 44254
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $188,202 | $1,090 | 4.2% | +8.1% | $94,101 |
| 3BR | $248,204 | $1,400 | 4.1% | +7.9% | $82,735 |
| 4BR | $326,927 | $1,500 | 3.3% | +7.5% | $81,732 |
Market Trends
Home Value History (with trend line)
📊 How Does 44254 Compare?
| Metric | 44254 | Lodi | Cleveland-Elyria, OH | Ohio |
|---|---|---|---|---|
| Home Value | $263,199 | $263,199 | N/A | $237,530 |
| 5-Year CAGR | 6.6% | 6.6% | N/A | 7.4% |
| Avg Rent | $981 | $981 | N/A | - |
| Cap Rate | 2.9% | 2.9% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 44254 (Lodi, OH). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $263,199 |
| Monthly Rent | $981 |
| Price-to-Rent | 22.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.5% |
| Cap Rate | 2.9% |
| 5-Year IRR | 9.5% |
📈 Home Appreciation
| 1-Year | +7.4% ▲ |
| 3-Year CAGR | +6.6% ▲ |
| 5-Year CAGR | +6.6% ▲ |
| 10-Year CAGR | +6.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 44254
Population: 4,857
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 44254
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Does Lodi, OH make sense for an investment property?
With a 3.0/5 investability score, Lodi, OH ranks as a solid market for rental property investors. Median prices of $263K and rents of $981/mo drive the underlying numbers.
Do landlords face vacancy issues in Lodi, OH?
Rental vacancy in Lodi, OH is elevated. Investors should budget normal turnover but not chronic empty units.
What is the typical rental rate in Lodi, OH?
The typical rental in Lodi, OH commands about $981/mo monthly. That rent profile reliable cash flow against the $263K purchase basis.
Is Lodi, OH better for rentals, flips, or BRRRR?
Lodi, OH investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($263K prices, $981/mo rents) make it a reasonable choice.
How much should I expect to pay for a home in Lodi, OH?
Expect median prices around $263K in Lodi, OH. The market has run at a 0.0% 5-year CAGR, so entry costs have been even-keeled.
You know 44254 now. You don’t know where it ranks.
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How 44254 ranks in Cleveland-Elyria, OH
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