Real Estate Investing in Cambridge, Ohio (43725)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Guernsey County • Population: 19,728 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 43725 (Cambridge, OH)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (66/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 10.4% vacancy may signal weakening demand.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Cambridge, OH (43725)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $176,908
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $51,954
% Renters 32.8%

Market Analysis: 43725 Cambridge

This part of Guernsey County is not an easy win. The 43725 ZIP stands at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 43725 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Statewide comparisons place 43725 among OH's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Resident income in 43725 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

New investors are better served looking at Cambridge's stable or hybrid ZIPs before stepping into 43725. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Cambridge:

B Good
Buy Confidence Score: 74/100
Affordability
20/25
Appreciation
22/25
Stability
11/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.4× the median income
Value Trend
Rising (+7.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Cambridge, OH Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
8.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Cambridge, OH metro data
🏠

Property Strategy for 43725

Which property type performs best in this market?

Best for Cash Flow
2BR
5.1% cap rate
Best for Appreciation
2BR
+8.5% 5yr CAGR
Best Overall Value
4BR
$58,156/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $136,825 $970 5.1% +8.5% $68,412
3BR $190,577 $1,280 4.8% +8.1% $63,526
4BR $232,625 $1,570 4.9% +8.1% $58,156

Market Trends

Home Value History (with trend line)

$185K$162K$140K$117K$94K$72KJul 2006Jul 2016Jul 2026

📊 How Does 43725 Compare?

Metric 43725 Cambridge Cambridge, OH Ohio
Home Value $176,908 $176,908 N/A $237,530
5-Year CAGR 5.8% 5.8% N/A 7.4%
Avg Rent $873 $873 N/A -
Cap Rate 3.9% 3.9% - -
💡 Why Invest in 43725? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 43725 (Cambridge, OH). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 43725 (Cambridge, OH)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
3.9%
Low
5yr Growth
+5.8%
Moderate

📉 Market Crash Risk Index

Based on Cambridge, OH metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $176,908
Monthly Rent $873
Price-to-Rent 16.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.9%
Cap Rate 3.9%
5-Year IRR 9.6%

📈 Home Appreciation

1-Year +7.9% ▲
3-Year CAGR +5.8% ▲
5-Year CAGR +5.8% ▲
10-Year CAGR +5.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
10.4%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.8%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 43725

Population: 19,728

💰 Median Household Income
$51,954
This area
$51,954
State
$68,496
USA
$74,580
🏠 Renter Occupied
32.8%
This area
32.8%
State
25.8%
USA
34.0%
💼 Unemployment Rate
2.6%
This area
2.6%
State
-9.1%
USA
3.7%
🎓 College Educated
16.5%
This area
16.5%
State
8.4%
USA
33.7%
👤 Median Age
41.2 years
This area
41.2 years
State
19.6 years
USA
38.9 years
🏚️ Vacancy Rate
10.4%
This area
10.4%
State
11.1%
USA
10.5%
👥 Population by Ethnicity
White 92.3%
Other/Mixed 3.9%
Black/African American 3.1%
Hispanic/Latino 1.0%
Asian 0.7%
👶 Under 18
22.7%
This area
22.7%
USA
22.0%
👴 65 and Over
19.3%
This area
19.3%
USA
17.3%
📊 Poverty Rate
17.7%
This area
17.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 43725

B+ Avg School Grade
6 Schools
16.0:1 Avg Class Size
$15,445 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Cambridge High School

📚 09 – 12 High School
👥
488 Students
👨‍🏫
14.0:1 Class Size
💰
$16,080 Per Student
A Very Good

Cambridge Middle School

📚 06 – 08 Middle
👥
402 Students
👨‍🏫
13.3:1 Class Size
💰
$16,080 Per Student
B+ Above Average

Cambridge Intermediate School

📚 03 – 05 Elementary
👥
373 Students
👨‍🏫
16.2:1 Class Size
💰
$16,080 Per Student
B+ Above Average

Cambridge Primary School

📚 K – 02 Elementary
👥
465 Students
👨‍🏫
16.0:1 Class Size
💰
$16,080 Per Student
C+ Average

Cambridge City Preschool

📚 Grade PK Elementary Limited Data
👥
77 Students
💰
$16,080 Per Student
C+ Average

Pike Elementary School

📚 Pre-K – 02 Elementary
👥
116 Students
👨‍🏫
20.2:1 Class Size
💰
$12,269 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby
C
Muskingum University
2,108 students · 7.9 mi

Frequently Asked Questions

Where do home prices stand in Cambridge, OH?

Cambridge, OH home values average about $177K. That price point suits investors targeting rentals with $873/mo in monthly income.

Is it easy to find good tenants in Cambridge, OH?

The renter base in Cambridge, OH is reasonable for the $873/mo price point. Screening well and pricing to market typically yields even-keeled tenants.

Can I live-in-and-rent in Cambridge, OH?

House hacking in Cambridge, OH is a challenging. With home values around $177K and rents at $873/mo, owner-occupants can offset a meaningful share of PITI.

Are rents high in Cambridge, OH?

Rents in Cambridge, OH run near $873/mo. Compared with median home prices of $177K that produces solid gross yields for typical rentals.

How does Cambridge, OH stack up for property investment?

Yes - Cambridge, OH a 3.0/5 investability score. With $177K home prices against $873/mo monthly rent, the market delivers a reasonable entry point for new investors.

You know 43725 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 43725 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 43725 ranks in Cambridge, OH

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 43725 (Cambridge)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 43725 (Cambridge, OH).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.