Real Estate Investing in Montpelier, Ohio (43543)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Williams County • Population: 7,476 • Data updated: September 2026

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Should you buy in 43543 (Montpelier, OH)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (78/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 11.3% vacancy may signal weakening demand.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Montpelier, OH (43543)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $157,098
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $58,782
% Renters 22.8%

Market Analysis: 43543 Montpelier

The 43543 ZIP in Montpelier, OH is a local-operator market. Outside capital chasing a $157K entry has to pair deep knowledge with the discount.

The 43543 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Statewide comparisons place 43543 among OH's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

From a cash-flow lens, 7,476 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

The 43543 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Montpelier:

B Good
Buy Confidence Score: 74/100
Affordability
20/25
Appreciation
22/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.7× the median income
Value Trend
Rising (+3.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 43543

Which property type performs best in this market?

Best for Cash Flow
2BR
6.1% cap rate
Best for Appreciation
3BR
+8.0% 5yr CAGR
Best Overall Value
4BR
$46,084/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $114,026 $970 6.1% +7.7% $57,013
3BR $166,589 $1,210 5.2% +8.0% $55,530
4BR $184,337 $1,290 5.0% +7.3% $46,084

Market Trends

Home Value History (with trend line)

$166K$146K$125K$104K$84K$63KJul 2006Jul 2016Jul 2026

📊 How Does 43543 Compare?

Metric 43543 Montpelier Ohio
Home Value $157,098 $157,098 $237,530
5-Year CAGR 5.2% 5.2% 7.4%
Avg Rent $873 $873 -
Cap Rate 4.3% 4.3% -
💡 Why Invest in 43543? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 43543 (Montpelier, OH). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.3%
Fair
5yr Growth
+5.2%
Moderate

📊 Market Snapshot

Home Value $157,098
Monthly Rent $873
Price-to-Rent 15.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.7%
Cap Rate 4.3%
5-Year IRR 9.5%

📈 Home Appreciation

1-Year +3.8% ▲
3-Year CAGR +4.3% ▲
5-Year CAGR +5.2% ▲
10-Year CAGR +7.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
11.3%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.2%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 43543

Population: 7,476

💰 Median Household Income
$58,782
This area
$58,782
State
$68,496
USA
$74,580
🏠 Renter Occupied
22.8%
This area
22.8%
State
25.8%
USA
34.0%
💼 Unemployment Rate
2.2%
This area
2.2%
State
-9.1%
USA
3.7%
🎓 College Educated
11.0%
This area
11.0%
State
8.4%
USA
33.7%
👤 Median Age
43.4 years
This area
43.4 years
State
19.6 years
USA
38.9 years
🏚️ Vacancy Rate
11.3%
This area
11.3%
State
11.1%
USA
10.5%
👥 Population by Ethnicity
White 94.0%
Other/Mixed 5.3%
Hispanic/Latino 3.9%
Black/African American 0.4%
Asian 0.3%
👶 Under 18
21.7%
This area
21.7%
USA
22.0%
👴 65 and Over
18.6%
This area
18.6%
USA
17.3%
📊 Poverty Rate
4.6%
This area
4.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 43543

A Avg School Grade
2 Schools
14.4:1 Avg Class Size
$17,075 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Montpelier High School

📚 05 – 12 High School
👥
317 Students
👨‍🏫
10.2:1 Class Size
💰
$17,075 Per Student
B+ Above Average

Montpelier Elementary School

📚 Pre-K – 06 School
👥
465 Students
👨‍🏫
18.6:1 Class Size
💰
$17,075 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Do rentals sit vacant long in Montpelier, OH?

Expect elevated vacancy in Montpelier, OH. Rents at $873/mo are absorbed by the tenant base without meaningful lag.

How expensive is real estate in Montpelier, OH?

Median home price in Montpelier, OH is near $157K, with a 5-year CAGR of 0.0%. Prices have been stable and supportive of buy-and-hold strategies.

What is the smart move for investors in Montpelier, OH?

Most investors in Montpelier, OH run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.

Is OH a landlord-friendly state?

The landlord environment in Montpelier, OH is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

How much is rent in Montpelier, OH?

Montpelier, OH rentals go for roughly $873/mo a month. That puts gross yield in solid territory relative to $157K acquisition costs.

You know 43543 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 43543 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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