Real Estate Investing in Bremen, Kentucky (42325)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Muhlenberg County • Population: 1,744 • Data updated: September 2026

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Should you buy in 42325 (Bremen, KY)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (75/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Bremen, KY (42325)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $140,266
Avg Monthly Rent $783
1% Rule ✗ Does Not Meet
Median Income $44,167
% Renters 25.1%

Market Analysis: 42325 Bremen

ZIP 42325 in Bremen, KY carries a resilient set of headwinds. Home values near $140K and rents of $783/mo sit inside a market where underwriting has to be tight.

Rent of $783/mo on a $140K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 42325 sits below the stated 0.0% once reality is priced in.

The gap between 42325 and stronger Bremen ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

The 42325 ZIP's population of 1,744 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that comes in at the need for careful underwriting.

Distressed ZIPs reward experience. substantial returns are possible in 42325, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Bremen:

C+ Average
Buy Confidence Score: 66/100
Affordability
20/25
Appreciation
18/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.2× the median income
Value Trend
Declining (-1.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $783/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Central City, KY Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Central City, KY metro data

Market Trends

Home Value History (with trend line)

$149K$132K$114K$97K$79K$61KJan 2015Oct 2020Jul 2026

📊 How Does 42325 Compare?

Metric 42325 Bremen Central City, KY Kentucky
Home Value $140,266 $140,266 N/A $225,788
5-Year CAGR 4.0% 4.0% N/A 6.9%
Avg Rent $783 $783 N/A -
Cap Rate 4.4% 4.4% - -
💡 Why Invest in 42325? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 42325 (Bremen, KY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.4%
Fair
5yr Growth
+4.0%
Moderate

📉 Market Crash Risk Index

Based on Central City, KY metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $140,266
Monthly Rent $783
Price-to-Rent 14.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.7%
Cap Rate 4.4%
5-Year IRR 8.4%

📈 Home Appreciation

1-Year -1.1% ▼
3-Year CAGR +3.7% ▲
5-Year CAGR +4.0% ▲
10-Year CAGR +6.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.2%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.0%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 42325

Population: 1,744

💰 Median Household Income
$44,167
This area
$44,167
State
$55,541
USA
$74,580
🏠 Renter Occupied
25.1%
This area
25.1%
State
23.6%
USA
34.0%
💼 Unemployment Rate
4.7%
This area
4.7%
State
-16.4%
USA
3.7%
🎓 College Educated
6.2%
This area
6.2%
State
-4.1%
USA
33.7%
👤 Median Age
38.4 years
This area
38.4 years
State
4.8 years
USA
38.9 years
🏚️ Vacancy Rate
7.2%
This area
7.2%
State
16.9%
USA
10.5%
👥 Population by Ethnicity
White 99.4%
Hispanic/Latino 0.4%
Other/Mixed 0.4%
Asian 0.1%
👶 Under 18
22.2%
This area
22.2%
USA
22.0%
👴 65 and Over
14.2%
This area
14.2%
USA
17.3%
📊 Poverty Rate
10.2%
This area
10.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 42325

A Avg School Grade
1 Schools
14.1:1 Avg Class Size
$15,137 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Bremen Elementary School

📚 Pre-K – 05 Elementary
👥
350 Students
👨‍🏫
14.1:1 Class Size
💰
$15,137 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby 2,188 Off-Campus Students
C+
Madisonville Community College
3,535 students · 13.3 mi

Investor Insight: With 2,188 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is housing expensive in Bremen, KY?

In Bremen, KY the median home value sits at $140K. Against the broader KY market, that reads as reasonable for most investors.

Do landlords face vacancy issues in Bremen, KY?

Vacancy in Bremen, KY is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $783/mo.

How strong is tenant demand in Bremen, KY?

The renter base in Bremen, KY is reasonable for the $783/mo price point. Screening well and pricing to market typically yields consistent tenants.

What does house hacking look like in Bremen, KY?

Bremen, KY is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $140K price point reasonable to enter.

What investment strategy works best in Bremen, KY?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Bremen, KY. The numbers - $140K homes against $783/mo rents - support that play.

You know 42325 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 42325 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 42325 ranks in Central City, KY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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