Best ZIP Codes for Cash Flow in Central City, KY (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 42337 1% rule | Drakesboro, KY | $97,345 | $1,098 | 8.80% | 0.2% |
| 2 | 42344 | Graham, KY | $94,006 | $801 | 6.65% | 0.8% |
| 3 | 42330 | Central City, KY | $118,315 | $918 | 6.05% | 2.1% |
| 4 | 42323 | Beech Creek, KY | $133,952 | $918 | 5.35% | 4.6% |
| 5 | 42339 | Dunmor, KY | $133,251 | $801 | 4.69% | 1.9% |
| 6 | 42324 | Belton, KY | $153,234 | $900 | 4.58% | 5.1% |
| 7 | 42325 | Bremen, KY | $140,266 | $783 | 4.35% | 4.0% |
| 8 | 42345 | Greenville, KY | $148,365 | $792 | 4.16% | 4.5% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Central City, KY · Affordable in Central City, KY
Or see the full Central City, KY metro profile.