Central City, KY Metro Area - Investment Guide
Metro Area • 7 Cities • 8 ZIP Codes
Avg Home Value
$127,342
Avg Monthly Rent
$876
Avg Cap Rate
5.58%
Avg Investability
3.1 ★
Cities
7
ZIP Codes
8
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🏦 30-yr Fixed Rate:
6.76%
as of Sep 10
Source: Freddie Mac PMMS
☀️
WARM MARKET
Central City, KY Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅
Market conditions data as of August 29, 2026 — updated weekly
Best ZIP codes in Central City, KY
Every ZIP in the metro, ranked four ways. Free.
Cities in Central City, KY
Top ZIP Codes by Investability
| ZIP Code | City | State | Home Value | Rent | Cap Rate | Rating |
|---|---|---|---|---|---|---|
| 42337 | Drakesboro | KY | $99,161 | $1,098 | 8.64% | |
| 42337 | Drakesboro | KY | $99,161 | $1,098 | 8.64% | |
| 42337 | Drakesboro | KY | $88,737 | $1,098 | 9.65% | |
| 42337 | Drakesboro | KY | $96,786 | $1,098 | 8.85% | |
| 42337 | Drakesboro | KY | $99,868 | $1,098 | 8.58% | |
| 42337 | Drakesboro | KY | $91,617 | $1,098 | 9.35% | |
| 42337 | Drakesboro | KY | $97,345 | $1,098 | 8.80% | |
| 42339 | Dunmor | KY | $133,251 | $801 | 4.69% | |
| 42324 | Belton | KY | $142,906 | $900 | 4.91% | |
| 42325 | Bremen | KY | $118,966 | $783 | 5.13% | |
| 42344 | Graham | KY | $94,006 | $801 | 6.65% | |
| 42330 | Central City | KY | $119,009 | $918 | 6.02% | |
| 42345 | Greenville | KY | $148,365 | $792 | 4.16% | |
| 42323 | Beech Creek | KY | $130,081 | $918 | 5.50% | |
| 42339 | Dunmor | KY | $123,863 | $801 | 5.04% | |
| 42344 | Graham | KY | $81,477 | $801 | 7.67% | |
| 42324 | Belton | KY | $150,216 | $900 | 4.67% | |
| 42325 | Bremen | KY | $138,511 | $783 | 4.41% | |
| 42345 | Greenville | KY | $144,535 | $792 | 4.27% | |
| 42330 | Central City | KY | $118,705 | $918 | 6.03% | |
| 42323 | Beech Creek | KY | $126,692 | $918 | 5.65% | |
| 42339 | Dunmor | KY | $129,641 | $801 | 4.82% | |
| 42324 | Belton | KY | $151,437 | $900 | 4.64% | |
| 42325 | Bremen | KY | $137,620 | $783 | 4.44% | |
| 42344 | Graham | KY | $95,340 | $801 | 6.55% | |
| 42330 | Central City | KY | $127,739 | $918 | 5.61% | |
| 42345 | Greenville | KY | $146,427 | $792 | 4.22% | |
| 42323 | Beech Creek | KY | $129,672 | $918 | 5.52% | |
| 42339 | Dunmor | KY | $132,010 | $801 | 4.73% | |
| 42344 | Graham | KY | $84,677 | $801 | 7.38% | |
| 42324 | Belton | KY | $154,051 | $900 | 4.56% | |
| 42325 | Bremen | KY | $140,451 | $783 | 4.35% | |
| 42345 | Greenville | KY | $153,155 | $792 | 4.03% | |
| 42330 | Central City | KY | $123,148 | $918 | 5.81% | |
| 42323 | Beech Creek | KY | $126,692 | $918 | 5.65% | |
| 42339 | Dunmor | KY | $132,199 | $801 | 4.73% | |
| 42324 | Belton | KY | $151,437 | $900 | 4.64% | |
| 42344 | Graham | KY | $95,883 | $801 | 6.52% | |
| 42325 | Bremen | KY | $137,620 | $783 | 4.44% | |
| 42330 | Central City | KY | $127,739 | $918 | 5.61% | |
| 42345 | Greenville | KY | $148,507 | $792 | 4.16% | |
| 42323 | Beech Creek | KY | $130,387 | $918 | 5.49% | |
| 42339 | Dunmor | KY | $132,010 | $801 | 4.73% | |
| 42344 | Graham | KY | $84,677 | $801 | 7.38% | |
| 42324 | Belton | KY | $145,543 | $900 | 4.82% | |
| 42325 | Bremen | KY | $135,422 | $783 | 4.51% | |
| 42345 | Greenville | KY | $153,155 | $792 | 4.03% | |
| 42330 | Central City | KY | $119,491 | $918 | 5.99% | |
| 42323 | Beech Creek | KY | $133,952 | $918 | 5.35% | |
| 42339 | Dunmor | KY | $124,283 | $801 | 5.03% |
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About Central City, KY Real Estate Market
The Central City, KY metropolitan statistical area (MSA) encompasses 7 cities and 8 ZIP codes. The average home value across the metro is $127,342, with an average monthly rent of $876. Explore individual cities and ZIP codes to find investment opportunities that match your criteria.