Real Estate Investing in Ledbetter, Kentucky (42058)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Livingston County • Population: 2,122 • Data updated: September 2026

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Should you buy in 42058 (Ledbetter, KY)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (84/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
GOOD
4.0 / 5 (71/100)

Rare combination of both appreciation and cash flow. These markets don't last long — worth serious consideration.

⚠️ Risks to Know
1 flag
  • High vacancy: 18.2% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Ledbetter, KY (42058)?

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4.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $168,812
Avg Monthly Rent $1,413
1% Rule ✗ Does Not Meet
Median Income $62,417
% Renters 14.0%

Market Analysis: 42058 Ledbetter

ZIP 42058 in Ledbetter, KY carries a solid set of headwinds. Home values near $169K and rents of $1,413/mo sit inside a market where underwriting has to be tight.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $169K asset, 42058 is the wrong submarket. If the plan prices in friction, the yield can still work.

Nearby ZIPs in Ledbetter have seen price recovery that 42058 has not matched. Livingston County data supports the view that the spread is structural rather than temporary.

A solid renter share of 14% in 42058 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Strategically, 42058 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Ledbetter:

B Good
Buy Confidence Score: 73/100
Affordability
20/25
Appreciation
25/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.7× the median income
Value Trend
Rising (+6.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,413/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Paducah, KY-IL Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
8.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Paducah, KY-IL metro data
🏠

Property Strategy for 42058

Which property type performs best in this market?

Best for Cash Flow
3BR
8.3% cap rate
Best for Appreciation
2BR
+10.9% 5yr CAGR
Best Overall Value
3BR
$54,484/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $140,007 $1,570 8.1% +10.9% $70,004
3BR $163,453 $1,880 8.3% +10.1% $54,484

Market Trends

Home Value History (with trend line)

$177K$154K$132K$109K$87K$64KJul 2006Jul 2016Jul 2026

📊 How Does 42058 Compare?

Metric 42058 Ledbetter Paducah, KY-IL Kentucky
Home Value $168,812 $168,812 N/A $225,788
5-Year CAGR 8.8% 8.8% N/A 6.9%
Avg Rent $1,413 $1,413 N/A -
Cap Rate 6.5% 6.5% - -
💡 Why Invest in 42058? Click to expand

Our analysis gives this area a 4/5 investability rating, placing it in the top tier for rental property potential.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 42058 (Ledbetter, KY). Anonymous, moderated, never written by AI.

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Investability
Excellent
Cap Rate
6.5%
Good
5yr Growth
+8.8%
Strong

📊 Market Snapshot

Home Value $168,812
Monthly Rent $1,413
Price-to-Rent 10.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 10.0%
Cap Rate 6.5%
5-Year IRR 15.3%

📈 Home Appreciation

1-Year +6.1% ▲
3-Year CAGR +5.4% ▲
5-Year CAGR +8.8% ▲
10-Year CAGR +7.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Neutral Leverage Cap Rate: 6.5%  |  30yr Rate: 6.8%
Leverage is roughly neutral here.

The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (6.5%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
18.2%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+8.8%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 42058

Population: 2,122

💰 Median Household Income
$62,417
This area
$62,417
State
$55,541
USA
$74,580
🏠 Renter Occupied
14.0%
This area
14.0%
State
23.6%
USA
34.0%
💼 Unemployment Rate
5.3%
This area
5.3%
State
-16.4%
USA
3.7%
🎓 College Educated
10.9%
This area
10.9%
State
-4.1%
USA
33.7%
👤 Median Age
37.2 years
This area
37.2 years
State
4.8 years
USA
38.9 years
🏚️ Vacancy Rate
18.2%
This area
18.2%
State
16.9%
USA
10.5%
👥 Population by Ethnicity
White 97.2%
Other/Mixed 2.1%
Hispanic/Latino 1.5%
Black/African American 0.6%
👶 Under 18
22.7%
This area
22.7%
USA
22.0%
👴 65 and Over
18.2%
This area
18.2%
USA
17.3%
📊 Poverty Rate
10.5%
This area
10.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

1 Nearby 3,294 Off-Campus Students
C+
West Kentucky Community and Technical College
5,132 students · 10.3 mi

Investor Insight: With 3,294 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How tight is the rental market in Ledbetter, KY?

Ledbetter, KY carries elevated vacancy risk. Expect consistent absorption at market rents of $1,413/mo.

Does house hacking work in Ledbetter, KY?

House hacking works a challenging in Ledbetter, KY. Rents of $1,413/mo against $169K acquisition make the strategy solid for owner-occupants.

Should investors consider Ledbetter, KY?

With a 4.0/5 investability score, Ledbetter, KY ranks as a solid market for rental property investors. Median prices of $169K and rents of $1,413/mo drive the underlying numbers.

What is the median home value in Ledbetter, KY?

Typical homes in Ledbetter, KY go for around $169K. The 5-year CAGR of 0.0% steady price movement.

What is the average monthly rent in Ledbetter, KY?

Expect rents around $1,413/mo per month in Ledbetter, KY. With home values at $169K, the yield math works out to reasonable levels for rental investors.

You know 42058 now. You don’t know where it ranks.

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How 42058 ranks in Paducah, KY-IL

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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